58 Pine Cedar Dr, Palm Coast, FL 32164 Property Records

Flagler County property record for 58 Pine Cedar Dr, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,355 sqft · built 2019
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$186,811 (Mar 2019)
Tax Bill	$2,868 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit May 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7026-00260-0060`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7026-00260-0060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,355 sqft Living Area
Gross Area	2,025 sqft
1st Floor Area	1,355 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Driveway	Concrete Driveway
Driveway Area	540 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	58 PINE CEDAR DR
City	PALM COAST
State	FL
Zip	32164-7046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 26 BLOCK 00026 LOT 0006 SUBDIVISION COMPLETION YEAR 1980 OR 465 PG 1147 OR 1789/221 OR 1804/1446 OR 2281/501 OR 2342/1683
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	26
Legal Lot Number	6
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	1
Census Block	1023
Census Tract	60213

Owner

Source: Flagler County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	58 PINE CEDAR DR, PALM COAST, FL 32164-7046
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
May 5, 2023	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
May 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage APPROVED MORTGAGE SOURCE LLC
Mar 21, 2019	Warranty Deed, Subdivision Related Transfer · FHA Mortgage CALIBER HM LOANS
May 24, 2018	Warranty Deed, Transfer AVIS TITLE INSURANCE AGENCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2019 · Amount on Record
Deed Sale	Mar 21, 2019 · Amount on Record
Prior Sale	May 24, 2018 · Amount on Record
Deed Document Number	20199752
Deed Book / Page	2342 / 1683
Prior Transfer Date	Feb 4, 2011
Prior Transfer Doc	0018041446
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	58 PINE CEDAR DR, PALM COAST, FL 32164-7046
Transaction Type	Mortgage
Record Updated	Nov 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58 PINE CEDAR DR, PALM COAST, FL 32164-7046
Investor	Possibly a Property Investor

Mortgage

Document Number	0030011371
Date	Oct 27, 2025
Book Page	3001/1371
Instrument	2025043690

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Nov 7, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	58 PINE CEDAR DR, PALM COAST, FL 32164-7046
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58 PINE CEDAR DR, PALM COAST, FL 32164-7046
Investor	Possibly a Property Investor

Mortgage

Document Number	0027780783
Date	May 5, 2023
Book Page	2778/783
Instrument	2023019420

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 26, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	58 PINE CEDAR DR, PALM COAST, FL 32164-7046
Transaction Type	Mortgage
Record Updated	May 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025610460
Date	May 11, 2021
Book Page	2561/460
Instrument	2021025916

Lender

Name	APPROVED MORTGAGE SOURCE LLC
Type	Mortgage Company
Address	ORANGE CITY, FL 32763

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

March 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Mar 21, 2019
Property Address	58 PINE CEDAR DR, PALM COAST, FL 32164-7046
Document Number	0023421683
Book / Page	002342 / 001683
Instrument Date	Mar 18, 2019
Instrument	9752
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 29, 2019
Title Company	R/T COAST TITLE INSURANCE AGENCY INC, R/T COAST TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,307.68
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2550 TULANE AVE DAYTONA BEACH FL 321183208, DAYTONA BEACH, FL 32118-3208

Mortgage

Document Number	23421684
Date	Mar 21, 2019
Book Page	002342/001684
Instrument	9753

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	May 24, 2018
Property Address	58 PINE CEDAR DR, PALM COAST, FL 32164-7046
Document Number	0022810501
Book / Page	002281 / 000501
Instrument Date	May 21, 2018
Instrument	19228
Transaction Type	Transfer
Record Updated	Jun 14, 2018
Title Company	AVIS TITLE INSURANCE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$105.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	185 CYPRESS POINT PKWY #7 PALM COAST FL 321648407, 7, PALM COAST, FL 32164-8407
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,868.00 (+2.58%) Homeowner's exemption	$201,004 (+5.99%)	$242,943 (+0.44%) Land $53,000 Building $189,943
2024	$2,796.00 (+2.72%)
2023	$2,722.00 (+1.19%) Homeowner's exemption	$189,649 (+3%)	$241,868 (+1.8%) Land $42,000 Building $199,868
2022	$2,690.00 Homeowner's exemption	$184,125	$237,583 Land $44,000 Building $193,583

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 75 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	75 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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