58 Oak St, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 58 Oak St, Smithtown, NY 11787

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,636 sqft · built 1965
Lot Size0.54 acres (23,522 sqft)
OwnerIndividual Name on Record
Last Sale$830,000 (Sep 2025)
Tax Bill$12,854 (2024)
Deeds & MortgagesOct 2021 Mortgage
Sep 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN473489 35.-1-33

Property Details

APN / Parcel Number

Primary APN473489 35.-1-33
Alternative APNs
  • 0800-035.00-01.00-033.000
  • 348903500000010330000000
  • 4734009916
  • S130289

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,636 sqft Living Area
Gross Area2,431 sqft
1st Floor Area1,636 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleRanch
Exterior MaterialWood
Lot Area23,522 sqft (0.54 acres)
View / LotSuburban
Garage TypeAttached
Garage Area795 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerConnected
Water SourceCommercial

Location & Zoning

Account NumberS130289
Street Address58 OAK ST
CitySMITHTOWN
StateNY
Zip11787-1027
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description4-149676 TC-67 *3838 LOT 30 ANTIETAM WOODS
Legal SubdivisionMAP OF ANTIETAM WOODS
Legal Block1
Legal Lot Number33
JurisdictionSUFFOLK NY
Township / Civil DivisionSMITHTOWN
Census Block Group1
Census Block1007
Census Tract134902

Owner

Source: Suffolk County and Smithtown Town records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9411 156TH AVE, HOWARD BEACH, NY 11414-2826
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2021Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Sep 18, 2025Deed, Transfer
CROSS COUNTY SAVINGS BANK
Nov 10, 2022Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 18, 2025 · Amount on Record
Deed SaleSep 18, 2025 · Amount on Record
Prior SaleDec 4, 2024 · Amount on Record
Deed Book / Page13309 / 691
Prior Transfer DateOct 22, 2024
Prior Transfer Doc1327000969
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address58 OAK ST, SMITHTOWN, NY 11787-1027
Transaction TypeMortgage
Record UpdatedOct 29, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0233400987
DateOct 29, 2021
Book Page23340/987
InstrumentDM043816
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term325 Months
DueNov 1, 2048

September 2025: Deed, Transfer

Document TypeDeed
JurisdictionSUFFOLK NY
Recording DateSep 18, 2025
Property Address58 OAK ST, SMITHTOWN, NY 11787-1027
Document Number0133090691
Book / Page13309 / 691
Instrument DateAug 11, 2025
Transaction TypeTransfer
Record UpdatedOct 29, 2025
Title CompanyFIDELITY NATIONAL TITLE MA, FIDELITY NATIONAL TITLE (AKA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9411 156TH AVE, HOWARD BEACH, NY 11414-2826

Mortgage

Document Number0023683839
DateSep 18, 2025
Instrument23683/839
Lender
NameCROSS COUNTY SAVINGS BANK
Agreement
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

November 2022: Deed, Transfer

Document TypeDeed
JurisdictionSUFFOLK NY
Recording DateNov 10, 2022
Property Address58 OAK ST, SMITHTOWN, NY 11787-1027
Document Number0131770105
Book / Page13177 / 105
Instrument DateAug 4, 2022
Transaction TypeTransfer
Record UpdatedDec 26, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6 DALE RD, STONY BROOK, NY 11790-1602

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSmithtown Town
Unified School DistrictSmithtown Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,312 (-) Land $500 Building $4,812$664,000 (+7.5%) Land $62,500 Building $601,500
2024$12,854.00 Homeowner's exemption$5,312 (-) Land $500 Building $4,812$617,675 (+10,015.87%) Land $58,140 Building $559,535
2023$5,312 (-) Land $500 Building $4,812$6,106 (+12.66%) Land $575 Building $5,531
2022Homeowner's exemption$5,312 Land $500 Building $4,812$5,420 Land $510 Building $4,910

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims5 (1978–2021)
Claims Outside the SFHA4 of 5
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSMITHTOWN WATER DISTRICT
serves 19,635 people · EPA ID NY5105656
Water SourcePurchased groundwater from SUFFOLK COUNTY WATER AUTHORITY
Last State InspectionDec 2025
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300

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