Morris County and Chatham Borough property record for 58 N Summit Ave, Chatham, NJ 07928
| Property Type | Single Family Home |
|---|---|
| Details | 1,904 sqft · built 1939 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,220,000 (Aug 2025) |
| Tax Bill | $13,237 (2024) |
| Deeds & Mortgages | May 2026 Line of Credit Jul 2022 Sale & Mortgage + 1 more |
| APN | 04-00054-0000-00007 |
| Primary APN | 04-00054-0000-00007 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,904 sqft Living Area |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Construction Type | Frame |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 122 ft deep x 50 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | 20404002 |
|---|---|
| Street Address | 58 N SUMMIT AVE |
| City | CHATHAM |
| State | NJ |
| Zip | 07928-2539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 54 |
| Legal Lot Number | 7 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | CHATHAM |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 42700 |
Source: Morris County and Chatham Borough records · APN 04-00054-0000-00007
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 58 N SUMMIT AVE, CHATHAM, NJ 07928-2539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 22, 2026 | Deed of Trust, Mortgage · Line of Credit TD BANK |
| Jul 11, 2022 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Jul 27, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 15, 2025 · Amount on Record |
| Deed Sale | Aug 15, 2025 · Amount on Record |
| Prior Sale | Jul 11, 2022 · Amount on Record |
| Deed Document Number | 202533043 |
| Deed Book / Page | 24964 / 1893 |
| Prior Transfer Date | Sep 01, 2011 |
| Prior Transfer Doc | 0218830113 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | May 22, 2026 |
| Property Address | 58 N SUMMIT AVE, CHATHAM, NJ 07928-2539 |
| Document Number | 0000022232 |
| Book / Page | 25110 / 1780 |
| Instrument Date | May 15, 2026 |
| Instrument | 202622232 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 58 N SUMMIT AVE, CHATHAM, NJ 07928-2539 |
| Investor | Possibly a Property Investor |
| Document Number | 0000022232, |
|---|---|
| Date | May 22, 2026 |
| Book Page | 25110/1780 |
| Instrument | 202622232 |
| Name | TD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 19, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Jul 11, 2022 |
| Property Address | 58 N SUMMIT AVE, CHATHAM, NJ 07928-2539 |
| Document Number | 0244481217 |
| Book / Page | 24448 / 1217 |
| Instrument Date | Jun 20, 2022 |
| Instrument | 2022047271 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,597.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 DANIELL CT, 1, MANCHESTER, NJ 08759-6167 |
| Name | Verified Name |
|---|---|
| Address | 58 N SUMMIT AVE, CHATHAM, NJ 07928-2539 |
| Document Number | 2022047272 |
|---|---|
| Date | Jul 11, 2022 |
| Instrument | 2022047272 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Jul 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 9.37% |
| Index | Other |
| Margin | 3 |
| Max Rate | 9.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 58 N SUMMIT AVE, CHATHAM, NJ 07928-2539 |
| Document Number | 0231861049 |
| Book / Page | 023186 / 001049 |
| Instrument Date | Jul 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2017 |
| Name | Verified Name |
|---|---|
| Address | 58 N SUMMIT AVE CHATHAM NJ 079282539, CHATHAM, NJ 07928-2539 |
| Document Number | 0231861049 |
|---|---|
| Date | Aug 17, 2017 |
| Book Page | 023186/001049 |
| Instrument | 49415 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 16, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Morris County and Chatham Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| Municipality | Chatham Borough |
| Unified School District | The Chathams School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $817,600 (-) Land $541,500 Building $276,100 | $817,600 (-) Land $541,500 Building $276,100 | |
| 2025 | $817,600 (-) Land $541,500 Building $276,100 | $817,600 (-) Land $541,500 Building $276,100 | |
| 2024 | $13,237.00 (+9.58%) | ||
| 2023 | $817,600 Land $541,500 Building $276,100 | $817,600 Land $541,500 Building $276,100 | |
| 2022 | $12,080.00 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340270427001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 8 (1978–2021) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 102 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | CHATHAM WATER DEPT serves 8,962 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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