58 N Florida St, Mobile, AL 36607 Property Records

Mobile County property record for 58 N Florida St, Mobile, AL 36607

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1.5 ba · 3,270 sqft · built 1992
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Sep 2025)
Tax Bill	$2,475 (2025)
Deeds & Mortgages	Sep 2025 Sale & Line of Credit Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R022907230006072`

Property Details

APN / Parcel Number

Primary APN	`R022907230006072`
Alternative APNs	`29 07 23 0 006 072.XXX` `01670659` `1670659`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	1 Room
Units	4 Units
Stories	1 Story
Building Area	3,270 sqft Living Area
1st Floor Area	3,270 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Rigid Frame Bar Joist
Roof Material	Built-Up Asphalt
Lot Area	8,276 sqft (0.19 acres)
Deck Area	Deck Area
Canopy	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1670659
Street Address	58 N FLORIDA ST
City	MOBILE
State	AL
Zip	36607-3108
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	LOT 45 IN BLK 1 OF HOMER PL REC IN DBK 116 N S P 241 & MORE PARTICULARLY DESC ACC TO SD MAP AS COM AT A PT ON E/S OF FLORIDA ST 245 SLY FROM SE COR OF FLORIDA ST & OLD SHELL RD RUN TH SLY ON E/S OF FLORIDA ST 50 FT TH ELY AT RT ANG WITH FLORIDA ST 16
Legal Range	04S
Legal Township	04S
Legal Section	23
Legal Subdivision	HOMER PL
Legal Block	1
Legal Lot Number	45
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	3
Census Block	3017
Census Tract	2502

Owner

58 N Florida St, a commercial property, is owned by an individual who bought it in September 2025.

Source: Mobile County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	202 RAPIER AVE, MOBILE, AL 36604-2914
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Warranty Deed, Transfer · Line of Credit CENTURY BANK
Aug 5, 2019	Deed of Trust, Mortgage · Line of Credit TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2025 · Amount on File
Deed Sale	Sep 23, 2025 · Amount on File
Prior Sale	Feb 19, 2004
Deed Document Number	202557669
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Sep 23, 2025
Property Address	58 N FLORIDA ST, MOBILE, AL 36607-3108
Document Number	0000057669
Instrument Date	Sep 23, 2025
Instrument	2025057669
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	255 S GEORGIA AVE, MOBILE, AL 36604-2334

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 RAPIER AVE, MOBILE, AL 36604-2914

Mortgage

Document Number	0000057670
Date	Sep 23, 2025
Instrument	2025057670

Lender

Name	CENTURY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	58 N FLORIDA ST, MOBILE, AL 36607-3108
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044804
Date	Aug 5, 2019
Instrument	2019044804

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	MOBILE, AL 36602

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	59 Months
Due	Jul 10, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 58 N Florida St was $2,475.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,475.00	$38,320 (-) Land $5,820 Building $32,500	$191,600 (-) Land $29,100 Building $162,500
2024	$2,475.00 (-2.21%)	$38,320 (-2.24%) Land $5,820 Building $32,500	$191,600 (-2.24%) Land $29,100 Building $162,500
2023	$2,531.00	$39,200 Land $5,440 Building $33,760	$196,000 Land $27,200 Building $168,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 58 N Florida St in Zone X, an area of minimal flood risk, though there have been 101 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	101 (1979–2025)
Claims Outside the SFHA	47 of 101
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims Hurricane Georges, Sep 1998 · 2 claims Severe Storms, Flooding,high Winds, Assoc With Hurr Danny, Jul 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 58 N Florida St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.4% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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