58 Misty Lakes Dr, Hampstead, NC 28443 Property Records

Pender County property record for 58 Misty Lakes Dr, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 4,064 sqft · built 2017
Lot Size	2.92 acres (127,195 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,619 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3284-75-3422-0000`

Property Details

APN / Parcel Number

Primary APN	`3284-75-3422-0000`
Alternative APNs	`400977364` `977364`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	4,064 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	Raised
Lot Area	127,195 sqft (2.92 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	400977364
Street Address	58 MISTY LAKES DR
City	HAMPSTEAD
State	NC
Zip	28443-3755
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	TR 2 PB 61/32 SHINGLETON SUB
Legal Subdivision	SHINGLETON SUB
Legal Tract	2
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2026
Census Tract	920203

Owner

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	58 MISTY LAKES DR, HAMPSTEAD, NC 28443-3755
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage BOX HOME LOANS
Jan 3, 2024	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK AND TRUST CO INC
Aug 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage BOX HOME LOANS
Apr 8, 2019	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2017
Deed Sale	Oct 5, 2017
Deed Document Number	0008164652
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	58 MISTY LAKES DR, HAMPSTEAD, NC 28443-3755
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047672870
Date	Oct 12, 2021
Book Page	4767/2870

Lender

Name	BOX HOME LOANS
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	58 MISTY LAKES DR, HAMPSTEAD, NC 28443-3755
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58 MISTY LAKES DR, HAMPSTEAD, NC 28443-3755

Mortgage

Document Number	0048280218
Date	Jan 3, 2024
Book Page	4828/218

Lender

Name	FIRST CITIZENS BANK AND TRUST CO INC
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	58 MISTY LAKES DR, HAMPSTEAD, NC 28443-3755
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047211664
Date	Aug 17, 2020
Book Page	4721/1664

Lender

Name	BOX HOME LOANS
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	58 MISTY LAKES DR, HAMPSTEAD, NC 28443-3755
Document Number	0046821913
Instrument Date	Apr 8, 2019
Transaction Type	Mortgage
Record Updated	Apr 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	58 MISTY LAKES DR HAMPSTEAD NC 284433755, HAMPSTEAD, NC 28443-3755

Mortgage

Document Number	0046821913
Date	Apr 11, 2019
Book Page	004682/001913
Instrument	20047756

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2049

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,619.00	$895,369 (+142.22%) Land $137,640 Building $757,729	$895,369 (+142.22%) Land $137,640 Building $757,729
2024	$3,619.00 (+37.34%)	$369,653 (-) Land $41,351 Building $328,302	$369,653 (-) Land $41,351 Building $328,302
2023		$369,653 (+27.42%) Land $41,351 Building $328,302	$369,653 (+27.42%) Land $41,351 Building $328,302
2022	$2,635.00	$290,095 Land $41,351 Building $248,744	$290,095 Land $41,351 Building $248,744

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 213 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	213 in force
Nearby Flood Claims	30 (2016–2018)
Claims Outside the SFHA	10 of 30
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 92% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Misty Lakes Dr

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