58 Jacqueline Cir, O Fallon, MO 63368 Property Records

St. Charles County property record for 58 Jacqueline Cir, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,416 sqft · built 1995
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (May 2018)
Tax Bill	$2,691 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A952000481`

Property Details

APN / Parcel Number

Primary APN	`A952000481`
Alternative APN	`2-0126-7111-00-0079.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,416 sqft Living Area
Gross Area	1,920 sqft
1st Floor Area	960 sqft
Basement Area	480 sqft
Finished Basement	456 sqft
Unfinished Basement	24 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A952000481
Street Address	58 JACQUELINE CIR
City	O FALLON
State	MO
Zip	63368-7882
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KENSINGTON PL #4 LOT 79
Legal Subdivision	KENSINGTON PL #4
Legal Lot Number	79
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	2
Census Block	2003
Census Tract	311739

Owner

58 Jacqueline Cir is owned and occupied by two individuals who bought it in May 2018.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	58 JACQUELINE CIR, O FALLON, MO 63368-7882
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
May 23, 2018	Warranty Deed, Transfer DAS ACQUISITION
Jul 14, 2017	Deed of Trust, Mortgage · FHA Mortgage HOME LOAN EXPERT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2018 · Amount on File
Deed Sale	May 23, 2018 · Amount on File
Prior Sale	Aug 7, 2013 · Amount on File
Deed Document Number	2018284360
Deed Book / Page	6923 / 57
Prior Transfer Date	Sep 26, 2000
Prior Transfer Doc	0024470277
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	58 JACQUELINE CIR, O FALLON, MO 63368-7882
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58 JACQUELINE CIR, O FALLON, MO 63368-7882

Mortgage

Document Number	0000011768
Date	Feb 8, 2021
Instrument	2021R-011768

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 23, 2018
Property Address	58 JACQUELINE CIR, O FALLON, MO 63368-7882
Document Number	0069230057
Book / Page	006923 / 000057
Instrument Date	May 18, 2018
Instrument	284360
Transaction Type	Transfer
Record Updated	Jun 27, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	58 JACQUELINE CIR O FALLON MO 633687882, O FALLON, MO 63368-7882

Mortgage

Document Number	69230059
Date	May 23, 2018
Book Page	006923/000059
Instrument	284370

Lender

Name	DAS ACQUISITION
Address	ST LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 22, 2048

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	58 JACQUELINE CIR, O FALLON, MO 63368-7882
Document Number	0067770640
Book / Page	006777 / 000640
Instrument Date	Jul 14, 2017
Transaction Type	Mortgage
Record Updated	Jul 26, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	58 JACQUELINE CIR O FALLON MO 633687882, O FALLON, MO 63368-7882

Mortgage

Document Number	0067770640
Date	Jul 19, 2017
Book Page	006777/000640
Instrument	444340

Lender

Name	HOME LOAN EXPERT LLC
Address	SAINT LOUIS, MO 63144

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 18, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 58 Jacqueline Cir was $2,691, down 5% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,679 (-)	$219,365 (-) Building $219,365
2025	$2,691.00 (-4.98%)	$41,679	$219,365 Building $219,365
2024	$2,832.00
2023		$42,640
2022			$224,419 Building $224,419

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 58 Jacqueline Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 58 Jacqueline Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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