Walton County property record for 58 Howard St, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,512 sqft · built 2005 |
| Lot Size | 0.284 acres (12,371 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $365,000 (Nov 2022) |
| Tax Bill | $1,505 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-1S-21-41100-040-0070 |
| Primary APN | 30-1S-21-41100-040-0070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| Gross Area | 2,014 sqft |
| 1st Floor Area | 1,512 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,371 sqft (0.284 acres) |
| Lot Dimensions | 165 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 102 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 58 HOWARD ST |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-8020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RV |
| Legal Description | LOT 7 BLK 40 VILLA TASSO PB 3-28 TO INCLUDE THE E1/2 OF THE ALLEY LYING ADJACENT TO W LOT LINE LOT 7 BLK 40 ALSO TO INCLUDE THE N1/2 OF JOSEPH STREET LYING S LOT 7 BLK 40 RESOLUTION 91-16 OR 742-156 OR 1923-404 OR 2542-1448 OR 2618-2638 OR 2668-1851 |
| Legal Range | 021 |
| Legal Township | 01S |
| Legal Section | 30 |
| Legal Subdivision | VILLA TASSO |
| Legal Block | 40 |
| Legal Lot Number | 7 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | FREEPORT |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 950502 |
58 Howard St is owned and occupied by two individuals who bought it in November 2022.
Source: Walton County records, as of December 3, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 58 HOWARD ST, NICEVILLE, FL 32578-8020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 14, 2022 | Warranty Deed, Transfer · VA Mortgage EAGLE BANK & TRUST CO |
| Apr 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2022 · Amount on File |
| Deed Sale | Nov 14, 2022 · Amount on File |
| Prior Sale | Mar 29, 2011 · Amount on File |
| Deed Document Number | 202249626 |
| Deed Book / Page | 3272 / 4059 |
| Prior Transfer Date | Jul 9, 2007 |
| Prior Transfer Doc | 0027680324 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Nov 14, 2022 |
| Property Address | 58 HOWARD ST, NICEVILLE, FL 32578-8020 |
| Document Number | 0032724059 |
| Book / Page | 3272 / 4059 |
| Map Reference | MB 3 PG 28 |
| Instrument Date | Nov 7, 2022 |
| Instrument | 20220049626 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2022 |
| Title Company | BRIGHT LIGHT LAND TITLE COMPANY LLC, BRIGHT LIGHT LAND TTL CO LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,555.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4239 INDIANA CIR, 4239, PACE, FL 32571-1217 |
| Name | Verified Name |
|---|---|
| Address | 58 HOWARD ST, NICEVILLE, FL 32578-8020 |
| Document Number | 0032724061 |
|---|---|
| Date | Nov 14, 2022 |
| Instrument | 3272/4061 |
| Name | EAGLE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 58 HOWARD ST, NICEVILLE, FL 32578-8020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0031922877 |
|---|---|
| Date | Apr 13, 2021 |
| Book Page | 3192/2877 |
| Instrument | 20210017882 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,505.00 (+1.96%) | $210,939 (+2.09%) | $258,386 (+25.06%) Land $86,625 Building $171,761 |
| 2024 | $1,476.00 (-0.47%) | ||
| 2023 | $1,483.00 (+96.95%) Homeowner's exemption | $206,613 (+19.66%) Land $65,625 Building $140,988 | $206,613 (+19.66%) Land $65,625 Building $140,988 |
| 2022 | $753.00 Homeowner's exemption | $172,660 Land $43,240 Building $129,420 | $172,660 Land $43,240 Building $129,420 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 58 Howard St in Zone X, an area of minimal flood risk, though there have been 115 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 57 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 57 in force |
| Nearby Flood Claims | 115 (1994–2020) |
| Claims Outside the SFHA | 38 of 115 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 58 Howard St is moderate, ranking above 45% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
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