Middlesex County and Lowell City property record for 58 Franklin St, Lowell, MA 01854
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 4 bd · 4 ba · 2,412 sqft · built 1900 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $500,000 (Sep 2022) |
| Tax Bill | $7,347 (2026) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Sep 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T01600 |
| Primary APN | T01600 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 16 Rooms |
| Units | 4 Units |
| Stories | 2 Stories |
| Building Area | 2,412 sqft Living Area |
| Gross Area | 4,423 sqft |
| 1st Floor Area | 1,206 sqft |
| Basement Area | 1,206 sqft |
| Unfinished Basement | 1,206 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,049 sqft (0.07 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | T01600 |
|---|---|
| Street Address | 58 FRANKLIN ST |
| City | LOWELL |
| State | MA |
| Zip | 01854-4174 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | UMF |
| Legal Block | 2440 |
| Legal Lot Number | 58 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 311100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lowell National Historical Park listed 1978 · 8 contributing resources · NRIS 78003149 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
58 Franklin St, a residential property, is held in a trust since September 2022.
Source: Middlesex County and Lowell City records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 75 LEDGE RD, NORTH CHELMSFORD, MA 01863-1016 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 23, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage WASHINGTON SAVINGS BANK |
| Sep 23, 2022 | Correction Deed |
| Apr 12, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2022 · Amount on File |
| Deed Sale | Sep 23, 2022 · Amount on File |
| Deed Book / Page | 37399 / 164 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Sep 23, 2022 |
| Property Address | 58 FRANKLIN ST, LOWELL, MA 01854-4174 |
| Document Number | 037399-164 |
| Book / Page | 37399 / 164 |
| Instrument Date | Sep 23, 2022 |
| Instrument | 40152 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 75 LEDGE RD, N CHELMSFORD, MA 01863-1016 |
| Investor | Possibly a Property Investor |
| Document Number | 0000040153 |
|---|---|
| Date | Sep 23, 2022 |
| Instrument | 40153 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Sep 23, 2022 |
| Property Address | 58 FRANKLIN ST, LOWELL, MA 01854-4174 |
| Document Number | 037399-159 |
| Book / Page | 37399 / 159 |
| Instrument Date | Sep 22, 2022 |
| Instrument | 40151 |
| Record Updated | Oct 7, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 BRADFORD AVE, HAMPTON, NH 03842-3007 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Apr 12, 2019 |
| Property Address | 58 FRANKLIN ST, LOWELL, MA 01854-4174 |
| Document Number | 32893-109 |
| Book / Page | 032893 / 000109 |
| Instrument Date | Apr 8, 2019 |
| Instrument | 13418 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Estate |
| Address | 10 BRADFORD AVE HAMPTON NH 038423007, HAMPTON, NH 03842-3007 |
The 2026 property tax bill for 58 Franklin St was $7,347, up 17% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $7,347.00 (+16.97%) | $647,300 (+18.31%) Land $113,800 Building $533,500 |
| 2025 | $6,281.00 (+0.66%) | $547,100 (+4.43%) Land $93,800 Building $453,300 |
| 2024 | $6,240.00 (-1.96%) | $523,900 (+2.22%) Land $87,700 Building $436,200 |
| 2023 | $6,365.00 | $512,500 Land $76,300 Building $436,200 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 58 Franklin St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2001–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 58 Franklin St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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