58 Franklin Ave, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 58 Franklin Ave, Swampscott, MA 01907

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,403 sqft · built 1930
Lot Size	0.233 acres (10,149 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Nov 2020)
Tax Bill	$6,936 (2026)
Deeds & Mortgages	Mar 2023 Refinance Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SWAM M:0014 B:0072 L:0`

Property Details

APN / Parcel Number

Primary APN	`SWAM M:0014 B:0072 L:0`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,403 sqft Living Area
Gross Area	2,511 sqft
Basement Area	861 sqft
Unfinished Basement	861 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	10,149 sqft (0.233 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	58 FRANKLIN AVE
City	SWAMPSCOTT
State	MA
Zip	01907-1145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A3
Legal Block	72
Jurisdiction	SWAMPSCOTT MA
Township / Civil Division	SWAMPSCOTT
Census Block Group	1
Census Block	1000
Census Tract	202104

Owner

58 Franklin Ave is owned by two individuals who bought it in November 2020.

Source: Essex County and Swampscott Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16 MOUNTAIN AVE, 2, LYNN, MA 01902-1314
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance MIT FCU
Nov 20, 2020	Quit Claim Deed, Transfer · Conventional with PMI ROSS MTG CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2020 · Amount on File
Deed Sale	Nov 20, 2020 · Amount on File
Prior Sale	Nov 22, 1995 · Amount on File
Deed Book / Page	39209 / 330
Prior Transfer Date	Nov 19, 2020
Prior Transfer Doc	3920000330
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	58 FRANKLIN AVE, SWAMPSCOTT, MA 01907-1145
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	041477-406
Date	Mar 15, 2023
Book Page	41477/406
Instrument	20230315001740

Lender

Name	MIT FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2043

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Nov 20, 2020
Property Address	58 FRANKLIN AVE, SWAMPSCOTT, MA 01907-1145
Document Number	39209-330
Book / Page	039209 / 000330
Instrument Date	Nov 19, 2020
Instrument	20007660
Transaction Type	Transfer
Record Updated	Dec 9, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,961.00
Amount Accuracy	Confirmed
Additional	Quitclaim Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 MOUNTAIN AVE #2 LYNN MA 01901, 2, LYNN, MA 01901

Mortgage

Document Number	39209-332
Date	Nov 20, 2020
Book Page	039209/000332
Instrument	20007670

Lender

Name	ROSS MTG CO INC

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 58 Franklin Ave was $6,936, up 5.3% from the year before.

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Swampscott Town
Unified School District	Swampscott School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,936.00 (+5.25%)	$578,000 (+0.61%) Land $300,800 Building $277,200	$652,376 (+21.13%)
2025	$6,590.00	$574,500 Land $300,800 Building $273,700	$538,555
2023	$6,063.00	$516,400 Land $275,000 Building $241,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 58 Franklin Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 58 Franklin Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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