58 E Elm St, Norwalk, OH 44857 Property Records

Huron County property record for 58 E Elm St, Norwalk, OH 44857

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,536 sqft · built 1896
Lot Size	0.22 acres (9,570 sqft)
Owner	Individual Name on File
Last Sale	$71,000 (Oct 2025)
Tax Bill	$838 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-0250-02-010-0000`

Property Details

APN / Parcel Number

Primary APN	`33-0250-02-010-0000`
Alternative APN	`349252`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,536 sqft Living Area
1st Floor Area	776 sqft
2nd Floor Area	760 sqft
Basement Area	776 sqft
Unfinished Basement	776 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1896
Effective Year Built	Effective 1896
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Mansard
Roof Material	Shingle
Lot Area	9,570 sqft (0.22 acres)
Lot Dimensions	145 ft deep x 66 ft wide

Exterior Amenities

Porch	Slab
Porch Area	258 sqft
Deck Area	138 sqft
Patio Area	138 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	349252
Street Address	58 E ELM ST
City	NORWALK
State	OH
Zip	44857-2144
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1850
Legal Subdivision	MARIA G DUNTONS ADDITION
Legal Lot Number	1850
Jurisdiction	HURON OH
Township / Civil Division	NORWALK
Census Block Group	2
Census Block	2000
Census Tract	915600

Owner

58 E Elm St is owned by an individual who bought it in October 2025.

Source: Huron County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	140 E MAIN ST, NORWALK, OH 44857-1834
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2025 · Amount on File
Deed Sale	Oct 27, 2025 · Amount on File
Prior Sale	Jan 1, 1990
Deed Document Number	20255598
Record Updated	Oct 29, 2026

October 2025: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HURON OH
Recording Date	Oct 27, 2025
Property Address	58 E ELM ST, NORWALK, OH 44857-2144
Document Number	0000005598
Instrument Date	Oct 27, 2025
Instrument	202510270005598
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 E MAIN ST, NORWALK, OH 44857-1834

Mortgage

Document Number	0000005599
Date	Oct 27, 2025
Instrument	202510270005599

Lender

Name	THE CROGHAN COLONIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2045

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2032
Change Frequency	Annually
Min Rate At Change	6%
Max Rate At Change	9.37%
Index	Other
Max Rate	13.3%

Tax Assessment & Valuation

The 2025 property tax bill for 58 E Elm St was $838, down 3.1% from the year before.

Source: Huron County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Huron County
Municipality	Norwalk City
Unified School District	Norwalk City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$838.00 (-3.12%)	$20,820 (-29.78%) Land $7,810 Building $13,010	$59,470 (-29.8%) Land $22,310 Building $37,160
2024	$865.00 (+28.53%)	$29,650 (+14.13%) Land $7,810 Building $21,840	$84,710 Land $22,310 Building $62,400
2023	$673.00 (-7.68%)	$25,980 (-) Land $6,120 Building $19,860
2022	$729.00	$25,980 Land $6,120 Building $19,860
2021			$74,230 Land $17,490 Building $56,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 58 E Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 11, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 58 E Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWALK CITY PWS private · serves 17,466 people · EPA ID OH3901111
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20