58 Dean Rd, Carmel, NY 10512 Property Records

Putnam County and Kent Town property record for 58 Dean Rd, Carmel, NY 10512

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,440 sqft · built 2017
Lot Size	2.84 acres (123,710 sqft)
Owner	Individual Name on Record
Last Sale	$399,900 (Feb 2018)
Tax Bill	$16,802 (2024)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`372200 10.-2-10.3`

Property Details

APN / Parcel Number

Primary APN	`372200 10.-2-10.3`
Alternative APN	`220001000000020100030000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,440 sqft Living Area
Gross Area	2,536 sqft
1st Floor Area	1,600 sqft
Basement Area	840 sqft
Finished Basement	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	123,710 sqft (2.84 acres)
View / Lot	Waterfront
Garage Type	Basement
Porch	Covered Porch
Porch Area	144 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Street Address	58 DEAN RD
City	CARMEL
State	NY
Zip	10512-3116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R80
Legal Block	2
Legal Lot Number	10.00
Jurisdiction	PUTNAM NY
Township / Civil Division	KENT
Census Block Group	2
Census Block	2001
Census Tract	10500

Owner

Source: Putnam County and Kent Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	58 DEAN RD, CARMEL, NY 10512-3116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Feb 8, 2018	Bargain and Sale Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP
Feb 27, 2017	Grant Deed, Transfer MAJOR ABSTRACT CORPORATION, MAJOR ABS CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2018 · Amount on Record
Deed Sale	Feb 8, 2018 · Amount on Record
Deed Document Number	20181500412
Deed Book / Page	2070 / 97
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	58 DEAN RD, CARMEL, NY 10512-3116
Transaction Type	Mortgage
Record Updated	Nov 12, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58 DEAN RD, CARMEL, NY 10512-3116

Mortgage

Document Number	0075000026
Date	Oct 26, 2021
Book Page	7500/26
Instrument	12623-2021

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	1.99%
Type Change Date	Nov 1, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	6.99%
Index	Other
Margin	3
Max Rate	6.99%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	58 DEAN RD, CARMEL, NY 10512-3116
Document Number	0069940320
Instrument Date	Oct 28, 2019
Transaction Type	Mortgage
Record Updated	Dec 4, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	58 DEAN RD CARMEL NY 105123116, CARMEL, NY 10512-3116

Mortgage

Document Number	0069940320
Date	Nov 15, 2019
Book Page	006994/000320
Instrument	15358

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2049

February 2018: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PUTNAM NY
Recording Date	Feb 8, 2018
Property Address	58 DEAN RD, CARMEL, NY 10512-3116
Document Number	0020700097
Book / Page	2070 / 097
Map Reference	MAP 2232A
Instrument Date	Jan 26, 2018
Instrument	1500412
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	THE GREAT AMERICAN TITLE AGE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 NIMHAM RD, CARMEL, NY 10512-3523

Mortgage

Document Number	0001600457
Date	Feb 8, 2018
Instrument	1600457

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PUTNAM NY
Recording Date	Feb 27, 2017
Property Address	58 DEAN RD, CARMEL, NY 10512-3116
Document Number	0020370346
Book / Page	002037 / 000346
Instrument Date	Feb 17, 2017
Instrument	1500531
Transaction Type	Transfer
Record Updated	Apr 27, 2017
Title Company	MAJOR ABSTRACT CORPORATION, MAJOR ABS CORP

Transaction

Amount	Amount Recorded
Tax	$100.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2241 ROUTE 6 BREWSTER NY 105092147, BREWSTER, NY 10509-2147

Tax Assessment & Valuation

Source: Putnam County and Kent Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Kent Town
Unified School District	Carmel Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$620,000 (+56.57%) Land $97,600 Building $522,400	$620,000 (+7.72%) Land $97,600 Building $522,400
2024	$16,802.00
2023		$396,000 (-) Land $129,500 Building $266,500	$575,581 (+21.66%) Land $188,227 Building $387,354
2022		$396,000 Land $129,500 Building $266,500	$473,118 Land $154,719 Building $318,399

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1980–2023)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2023 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Optimum.

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