Central Falls City property record for 58 Cross St, Central Falls, RI 02863
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 6 bd · 3 ba · 3,257 sqft · built 1900 |
| Lot Size | 0.134 acres (5,850 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (May 2018) |
| Tax Bill | $6,515 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-0600-90 |
| Primary APN | 19-0600-90 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 12 Rooms |
| Units | 3 Units |
| Stories | 3 Stories |
| Building Area | 3,257 sqft Living Area |
| Gross Area | 4,795 sqft |
| 1st Floor Area | 1,226 sqft |
| Basement Area | 1,233 sqft |
| Unfinished Basement | 1,233 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Multi-Family |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,850 sqft (0.134 acres) |
| Garage Type | Attached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 19-0600-90 |
|---|---|
| Street Address | 58 CROSS ST |
| City | CENTRAL FALLS |
| State | RI |
| Zip | 02863-3197 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | R-3 |
| Jurisdiction | CENTRAL FALLS RI |
| Township / Civil Division | CENTRAL FALLS |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 10800 |
Source: Central Falls City records · APN 19-0600-90
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 58 CROSS ST, CENTRAL FALLS, RI 02863-3197 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 10, 2024 | Deed of Trust, Mortgage · Line of Credit COASTAL ONE CREDIT UNION |
| May 01, 2018 | Warranty Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 01, 2018 · Amount on Record |
| Deed Sale | May 01, 2018 · Amount on Record |
| Prior Sale | May 10, 2011 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRAL FALLS RI |
| Property Address | 58 CROSS ST, CENTRAL FALLS, RI 02863-3197 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2024 |
| Name | Verified Name |
|---|
| Document Number | 001066-305 |
|---|---|
| Date | Jan 10, 2024 |
| Book Page | 1066/305 |
| Instrument | 34 |
| Name | COASTAL ONE CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Feb 01, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CENTRAL FALLS RI |
| Recording Date | May 01, 2018 |
| Property Address | 58 CROSS ST, CENTRAL FALLS, RI 02863-3197 |
| Document Number | 0000932-51 |
| Book / Page | 932 / 51 |
| Instrument | 551 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $36.94 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0009320056 |
|---|---|
| Date | May 01, 2018 |
| Instrument | 00932/0056 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2048 |
Source: Central Falls City records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Central Falls City |
| Unified School District | Central Falls School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,515.00 (+0.87%) | $493,200 (+41.64%) Land $106,000 Building $387,200 |
| 2023 | $6,459.00 (+6.23%) | $348,200 (-) Land $104,200 Building $244,000 |
| 2022 | $6,080.00 | $348,200 Land $104,200 Building $244,000 |
Source: FEMA National Flood Hazard Layer as of June 22, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 46 units insured incl. 39 condo units |
| Nearby Flood Claims | 11 (1979–2026) |
| Claims Outside the SFHA | 3 of 11 |
| Most Recent Claim | Jul 2026 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 414 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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