58 Cowan Rd, Bailey, CO 80421 Property Records

Park County property record for 58 Cowan Rd, Bailey, CO 80421

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1979
Lot Size	0.389 acres (16,988 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (May 2022)
Tax Bill	$1,188 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0019271`

Property Details

APN / Parcel Number

Primary APN	`R0019271`
Alternative APN	`19271`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft
Interior Walls	Paneling

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1985
Architectural Style	Log Home
Exterior Material	Wood
Construction Type	Frame
Roof Material	Metal
Lot Area	16,988 sqft (0.389 acres)
Terrain	Other
Porch	Porch
Porch Area	60 sqft
Deck Area	60 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	19271
Street Address	58 COWAN RD
City	BAILEY
State	CO
Zip	80421-1534
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T06 R73 S24 NE4 HARRIS PARK ESTATES UNIT 2 BLOCK 023 LOT 09, 10
Legal Range	73
Legal Township	06
Legal Section	24
Legal Quarter	NE
Legal Subdivision	HARRIS PARK UNIT 2
Legal Block	23
Legal Lot Number	9 10
Jurisdiction	PARK CO
Township / Civil Division	FAIRPLAY
Census Block Group	1
Census Block	1022
Census Tract	102

Owner

Source: Park County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	7532 S COTTONWOOD PEAK, LITTLETON, CO 80127-3915
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 29, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC
Feb 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2022 · Amount on File
Deed Sale	May 12, 2022 · Amount on File
Prior Sale	Mar 29, 2021
Deed Document Number	792735
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PARK CO
Recording Date	May 12, 2022
Property Address	58 COWAN RD, BAILEY, CO 80421-1534
Document Number	0000792735
Instrument Date	May 10, 2022
Instrument	792735
Transaction Type	Transfer
Record Updated	May 25, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58 COWAN RD, BAILEY, CO 80421-1534

Mortgage

Document Number	0000792736
Date	May 12, 2022
Instrument	792736

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PARK CO
Recording Date	Mar 29, 2021
Property Address	58 COWAN RD, BAILEY, CO 80421-1534
Document Number	0000777571
Instrument Date	Mar 22, 2021
Instrument	777571
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	58 COWAN RD, BAILEY, CO 80421-1534

Mortgage

Document Number	0000777572
Date	Mar 29, 2021
Instrument	777572

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PARK CO
Property Address	58 COWAN RD, BAILEY, CO 80421-1534
Document Number	0000753139
Instrument Date	Feb 6, 2019
Transaction Type	Mortgage
Record Updated	Mar 5, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58 COWAN RD BAILEY CO 804211534, BAILEY, CO 80421-1534

Mortgage

Document Number	0000753139
Date	Feb 11, 2019
Instrument	753139

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 10, 2049

Tax Assessment & Valuation

Source: Park County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Park County
Unified School District	Platte Canyon School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,188.00 (+15.12%)	$15,670 (+6.24%) Land $1,780 Building $13,890	$250,669 (-8.89%) Land $28,437 Building $222,232
2023	$1,032.00 (+7.84%)	$14,750 (+15.78%) Land $1,570 Building $13,180	$275,113 (+50.17%) Land $29,218 Building $245,895
2022	$957.00	$12,740 Land $900 Building $11,840	$183,205 Land $12,882 Building $170,323

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 79% of Colorado
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	100 / 10
Rise Broadband Fixed Wireless	50 / 10

Cell Coverage

4G LTE only, no 5G reported

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