58 Cottage St, Hampden, ME 04444 Property Records

Penobscot County and Hampden Town property record for 58 Cottage St, Hampden, ME 04444

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 971 sqft · built 1940
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,572 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Oct 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`HAMN M:37 B:0 L:002`

Property Details

APN / Parcel Number

Primary APN	`HAMN M:37 B:0 L:002`
Alternative APN	`2669`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	971 sqft Living Area
Gross Area	4,643 sqft
1st Floor Area	828 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,602 sqft (0.45 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	2669
Street Address	58 COTTAGE ST
City	HAMPDEN
State	ME
Zip	04444-1327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	11 - R
Legal Lot Number	2
Jurisdiction	HAMPDEN ME
Township / Civil Division	HAMPDEN
Census Block Group	3
Census Block	3000
Census Tract	2000

Owner

58 Cottage St is owned and occupied by two individuals who acquired it in October 2019.

Source: Penobscot County and Hampden Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	58 COTTAGE ST, HAMPDEN, ME 04444-1327
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2021	Deed of Trust, Mortgage · Line of Credit MAINE SAVINGS FEDERAL CREDIT UNION
Oct 9, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2019
Deed Sale	Oct 9, 2019
Prior Sale	Jan 28, 2005 · Amount on File
Deed Document Number	201930770
Deed Book / Page	15309 / 234
Prior Transfer Date	Sep 24, 2019
Prior Transfer Doc	0153090234
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPDEN ME
Property Address	58 COTTAGE ST, HAMPDEN, ME 04444-1327
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0160980186
Date	Jul 9, 2021
Book Page	16098/186
Instrument	23069

Lender

Name	MAINE SAVINGS FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMPDEN ME
Recording Date	Oct 9, 2019
Property Address	58 COTTAGE ST, HAMPDEN, ME 04444-1327
Document Number	0153090234
Book / Page	015309 / 000234
Instrument Date	Sep 24, 2019
Instrument	30770
Transaction Type	Transfer
Record Updated	Oct 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	58 COTTAGE ST HAMPDEN ME 044441327, HAMPDEN, ME 04444-1327

Tax Assessment & Valuation

The 2025 property tax bill for 58 Cottage St was $4,572, up 23% from the year before.

Source: Penobscot County and Hampden Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Hampden Town
Unified School District	Regional School Unit 22 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,572.00 (+22.97%)	$259,030 (+9.02%) Land $77,560 Building $181,470
2024	$3,718.00 (-0.8%)	$237,600 (+22.03%) Land $71,100 Building $166,500
2023	$3,748.00 (+3.28%)	$194,700 (+11.07%) Land $58,300 Building $136,400	$214,795
2022	$3,629.00	$175,300 Land $52,500 Building $122,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 58 Cottage St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 58 Cottage St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMPDEN WATER DISTRICT serves 4,800 people · EPA ID ME0090660
Water Source	Purchased surface water from BANGOR WATER DISTRICT
Last State Inspection	May 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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