58 Cottage St, Camden, OH 45311 Property Records

Preble County property record for 58 Cottage St, Camden, OH 45311

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,450 sqft · built 1900
Lot Size	0.558 acres (24,346 sqft)
Owner	Company Name on Record
Last Sale	$40,000 (Jul 2018)
Tax Bill	$2,267 (2025)
Deeds & Mortgages	Sep 2024 Mortgage Jul 2018 Sale
Flood Zone	Zone AE (high risk)
APN	`J30-0002-008-00-028-000`

Property Details

APN / Parcel Number

Primary APN	`J30-0002-008-00-028-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,450 sqft Living Area
1st Floor Area	1,825 sqft
2nd Floor Area	625 sqft
Basement Area	156 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2024
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Shingle
Lot Area	24,346 sqft (0.558 acres)
Lot Dimensions	179 ft deep x 136 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Patio Area	280 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	58 COTTAGE ST
City	CAMDEN
State	OH
Zip	45311-1013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N PT PART OUT LOT 1
Legal Subdivision	VILLAGE/CAMDEN
Legal Lot Number	1
Jurisdiction	PREBLE OH
Township / Civil Division	SOMERS
Census Block Group	1
Census Block	1071
Census Tract	470102

Owner

Source: Preble County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	58 COTTAGE ST, CAMDEN, OH 45311-1013
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2024	Deed of Trust, Mortgage · Conventional Mortgage PRIME LENDING INC
Jul 16, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2018 · Amount on Record
Deed Sale	Jul 16, 2018 · Amount on Record
Deed Document Number	82
Deed Book / Page	383 / 1937
Record Updated	Sep 20, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PREBLE OH
Property Address	58 COTTAGE ST, CAMDEN, OH 45311-1013
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	FREEDOM TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58 COTTAGE ST, CAMDEN, OH 45311-1013

Mortgage

Document Number	00000459/1
Date	Sep 9, 2024
Book Page	459/1
Instrument	202400003322

Lender

Name	PRIME LENDING INC
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PREBLE OH
Recording Date	Jul 16, 2018
Property Address	58 COTTAGE ST, CAMDEN, OH 45311-1013
Document Number	00383/1937
Book / Page	383 / 1937
Instrument Date	Jul 14, 2018
Instrument	201800002955
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Amount	Amount Recorded
Tax	$840.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58 COTTAGE ST, CAMDEN, OH 45311-1013

Tax Assessment & Valuation

Source: Preble County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Camden Village
County	Preble County
County Subdivision	Somers Township
Unified School District	Preble Shawnee Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,267.00 (+55.06%)	$58,460 (+61.18%) Land $11,730 Building $46,730
2024	$1,462.00 (+0.48%)	$36,270 (-) Land $11,730 Building $24,540
2023	$1,455.00 (+29.22%)	$36,270 (+46.72%) Land $11,730 Building $24,540	$167,000 (+61.2%) Land $33,500 Building $133,500
2022	$1,126.00	$24,720 Land $10,330 Building $14,390
2020			$103,600 Land $33,500 Building $70,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2018–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF CAMDEN serves 2,050 people · EPA ID OH6800112
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions, Brightspeed.

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