58 Cook Rd, Prospect, CT 06712 Property Records

Prospect Town property record for 58 Cook Rd, Prospect, CT 06712

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,752 sqft · built 1973
Lot Size	1.09 acres (47,480 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,610 (Mar 2021)
Tax Bill	$7,358 (2026)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Jan 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`V0302300`

Property Details

APN / Parcel Number

Primary APN	`V0302300`
Alternative APN	`PROS M:115 B:40 L:58`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,752 sqft Living Area
Gross Area	3,834 sqft
Basement Area	1,082 sqft
Unfinished Basement	1,082 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	47,480 sqft (1.09 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	V0302300
Street Address	58 COOK RD
City	PROSPECT
State	CT
Zip	06712-1713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Block	40
Legal Lot Number	58
Jurisdiction	PROSPECT CT
Township / Civil Division	PROSPECT
Census Block Group	1
Census Block	1008
Census Tract	347100

Owner

Source: Prospect Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	58 COOK RD, PROSPECT, CT 06712-1713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage CALIBER HOME LOANS INC
Jan 30, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2021 · Amount on Record
Deed Sale	Mar 17, 2021 · Amount on Record
Prior Sale	Dec 4, 1989 · Amount on Record
Deed Document Number	2021512
Deed Book / Page	885 / 311
Prior Transfer Date	Mar 16, 2021
Prior Transfer Doc	885-311
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROSPECT CT
Recording Date	Mar 17, 2021
Property Address	58 COOK RD, PROSPECT, CT 06712-1713
Document Number	885-311
Book / Page	885 / 311
Instrument Date	Mar 16, 2021
Instrument	512
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58 COOK RD, PROSPECT, CT 06712-1713

Mortgage

Document Number	513
Date	Mar 17, 2021
Instrument	513

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	58 COOK RD, PROSPECT, CT 06712-1713
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	833-321
Date	Jan 30, 2019
Book Page	833/321

Lender

Name	DITECH FINANCIAL LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	205 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

Source: Prospect Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Prospect Town
Unified School District	Regional School District 16 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,358.00 (+11.35%)	$258,440 (-) Land $77,490 Building $180,950	$522,964 (+189.08%)
2025	$6,608.00	$258,440 (+45.13%) Land $77,490 Building $180,950	$180,908 Land $54,243 Building $126,665
2024	$6,608.00 (+16.26%)
2023	$5,684.00 (-0.11%)	$178,080 (-) Land $77,500 Building $100,580
2022	$5,690.00	$178,080 Land $77,500 Building $100,580

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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