58 Cherokee Trl, Berkeley Springs, WV 25411 Property Records

Morgan County property record for 58 Cherokee Trl, Berkeley Springs, WV 25411

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,416 sqft · built 2007
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$223,500 (Oct 2020)
Tax Bill	$1,382 (2026)
Deeds & Mortgages	Sep 2018 Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-20-0044.0000`

Property Details

APN / Parcel Number

Primary APN	`01-20-0044.0000`
Alternative APN	`33-01-20-0044.0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,416 sqft Living Area
1st Floor Area	2,976 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	87,120 sqft (2 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	58 CHEROKEE TRL
City	BERKELEY SPRINGS
State	WV
Zip	25411-7371
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MOUNTAIN LICK RUN S/D LOT 10 2.00 AC
Legal Subdivision	MOUNTAIN LICK RUN S/D
Legal Lot Number	10
Jurisdiction	MORGAN WV
Township / Civil Division	3
Census Block Group	1
Census Block	1049
Census Tract	970701

Owner

Source: Morgan County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	58 CHEROKEE TRL, BERKELEY SPRINGS, WV 25411-7371
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2018	Deed of Trust, Mortgage CNB BANK
Oct 2, 2020	Deed, Transfer · FHA Mortgage INTERCOASTAL MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2020 · Amount on Record
Deed Sale	Oct 2, 2020 · Amount on Record
Prior Sale	Jun 1, 2010
Deed Document Number	2020870485
Deed Book / Page	277 / 768
Prior Transfer Date	Feb 28, 2011
Prior Transfer Doc	238/268
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN WV
Property Address	58 CHEROKEE TRL, BERKELEY SPRINGS, WV 25411-7371
Transaction Type	Mortgage
Record Updated	Jun 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000433/0000000742
Date	Sep 20, 2018
Book Page	0000000433/0000000742
Instrument	000000849836

Lender

Name	CNB BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	112 Months
Due	Jan 1, 2028

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MORGAN WV
Recording Date	Oct 2, 2020
Property Address	58 CHEROKEE TRL, BERKELEY SPRINGS, WV 25411-7371
Document Number	277/768
Book / Page	277 / 768
Instrument Date	Sep 28, 2020
Instrument	870485
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000457/436
Date	Oct 2, 2020
Book Page	457/436
Instrument	870486

Lender

Name	INTERCOASTAL MORTGAGE COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,382.00 (+6.72%)	$139,440 (+7%) Land $22,740 Building $116,700	$232,400 (+7%) Land $37,900 Building $194,500
2025	$1,295.00 (+11.54%)	$130,320 (+12.25%) Land $22,740 Building $107,580	$217,200 (+12.25%) Land $37,900 Building $179,300
2023	$1,161.00 (+0.96%)	$116,100 (+0.99%) Land $20,820 Building $95,280	$193,500 (+0.99%) Land $34,700 Building $158,800
2022	$1,150.00	$114,960 Land $20,820 Building $94,140	$191,600 Land $34,700 Building $156,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 47% of West Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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