58 Central St, Rowley, MA 01969 Property Records

Essex County and Rowley Town property record for 58 Central St, Rowley, MA 01969

Property Summary

Property Type	Single Family Home
Details	6 bd · 2.5 ba · 3,047 sqft · built 1907
Lot Size	1.21 acres (53,087 sqft)
Owner	Individual Name on Record
Last Sale	$500,000 (Apr 2019)
Tax Bill	$9,608 (2026)
Deeds & Mortgages	Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`ROWL M:0024 B:0023 L:0000`

Property Details

APN / Parcel Number

Primary APN	`ROWL M:0024 B:0023 L:0000`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	3,047 sqft Living Area
Gross Area	5,783 sqft
Basement Area	1,247 sqft
Unfinished Basement	1,247 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Architectural Style	Colonial
Exterior Material	Brick
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	53,087 sqft (1.21 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	58 CENTRAL ST
City	ROWLEY
State	MA
Zip	01969-1701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CEN
Legal Block	23
Jurisdiction	ROWLEY MA
Township / Civil Division	ROWLEY
Census Block Group	1
Census Block	1042
Census Tract	270100

Owner

Source: Essex County and Rowley Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	58 CENTRAL ST, ROWLEY, MA 01969-1701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2019 · Amount on Record
Deed Sale	Apr 30, 2019 · Amount on Record
Deed Document Number	20196180
Deed Book / Page	37478 / 130
Last Transfer Date	Jul 11, 2019
Transfer Doc	37747-173
Record Updated	Oct 29, 2026

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWLEY MA
Recording Date	Apr 30, 2019
Property Address	58 CENTRAL ST, ROWLEY, MA 01969-1701
Document Number	37478-130
Book / Page	037478 / 000130
Instrument Date	Apr 29, 2019
Instrument	1904306180
Transaction Type	Transfer
Record Updated	May 14, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,280.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58 CENTRAL ST ROWLEY MA 019691701, ROWLEY, MA 01969-1701

Mortgage

Document Number	37478-133
Date	Apr 30, 2019
Book Page	037478/000133
Instrument	1904306190

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2049

Tax Assessment & Valuation

Source: Essex County and Rowley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Rowley Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,608.00 (+4.63%)	$794,700 (+1.86%) Land $305,000 Building $489,700	$829,048 (+9.15%)
2025	$9,183.00 (+1.84%)	$780,200 (+4.7%) Land $290,500 Building $489,700	$759,525
2024	$9,017.00 (+1.97%)	$745,200 (+9.72%) Land $276,700 Building $468,500
2023	$8,843.00	$679,200 Land $239,800 Building $439,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWLEY WATER DEPARTMENT serves 6,161 people · EPA ID MA3254000
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20