Otero County property record for 58 Big Dipper, Cloudcroft, NM 88317
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,020 sqft · built 2003 |
| Lot Size | 2.7 acres (117,960 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,439 (2025) |
| Deeds & Mortgages | Apr 2022 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11O4072091032543 |
| Primary APN | 11O4072091032543 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,020 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 117,960 sqft (2.7 acres) |
| Terrain | Mountain |
| Garage Type | Attached |
| Garage Area | 780 sqft |
| Cooling System | Evaporative |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Propane |
| Sewer | Septic |
| Account Number | R049857 |
|---|---|
| Street Address | 58 BIG DIPPER |
| City | CLOUDCROFT |
| State | NM |
| Zip | 88317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD: SKY COUNTRY ESTATES LOT 1 |
| Legal Subdivision | SKY COUNTRY ESTATES |
| Legal Lot Number | 1 |
| Jurisdiction | OTERO NM |
| Township / Civil Division | SOUTHEAST OTERO |
| Census Block Group | 3 |
| Census Block | 3095 |
| Census Tract | 901 |
58 Big Dipper, a single family home, is owned by two individuals.
Source: Otero County records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 436, CLOUDCROFT, NM 88317-0436 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTERO NM |
| Property Address | 58 BIG DIPPER, CLOUDCROFT, NM 88317 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 58 BIG DIPPER, CLOUDCROFT, NM 88317 |
| Document Number | 0202203457 |
|---|---|
| Date | Apr 6, 2022 |
| Instrument | 202203457 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.7% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 7.7% |
The 2025 property tax bill for 58 Big Dipper was $1,439.
Source: Otero County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New Mexico |
| County | Otero County |
| Unified School District | Cloudcroft Municipal Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $95,557 (+3%) Land $14,499 Building $81,058 | $286,671 (+3%) Land $43,497 Building $243,174 | |
| 2025 | $1,439.00 | $92,774 Land $14,499 Building $78,275 | $278,322 Land $43,497 Building $234,825 |
| 2023 | $1,382.00 | $87,449 Land $14,499 Building $72,950 | $262,346 Land $43,497 Building $218,849 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 58 Big Dipper in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective November 3, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2006) |
| Most Recent Claim | Aug 2006 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 58 Big Dipper is extreme, ranking above 99.6% of the US, with a 4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 99.6% of the US · above 99.9% of New Mexico |
|---|---|
| Wildfire Likelihood | 4% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| PVT Networks Fiber | 1,000 / 500 |
May also be available: Verizon.
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