58 Avocet Cir, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 58 Avocet Cir, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,603 sqft · built 1970
Lot Size	0.227 acres (9,888 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,425,000 (Dec 2017)
Tax Bill	$26,817 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2021 Mortgage + 3 more
Flood Zone	Zone VE (high risk)
APN	`052-601-07`

Property Details

APN / Parcel Number

Primary APN	`052-601-07`
Alternative APNs	`052-601-07-000` `05230114000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	1,603 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Wood
Roof Material	Other
Lot Area	9,888 sqft (0.227 acres)
Terrain	Steep
View / Lot	Ocean
Deck Area	458 sqft
Patio Area	458 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	58 AVOCET CIR
City	WATSONVILLE
State	CA
Zip	95076
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SU
Legal Subdivision	PAJARO DUNES UN 02 TR 476
Legal Lot Number	58
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1025
Census Tract	122300

Owner

Source: Santa Cruz County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	555 BRYANT ST, PALO ALTO, CA 94301-1704
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Jul 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Apr 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Dec 14, 2017	Grant Deed, Transfer · ARM FIRST REPUBLIC BANK
Jan 31, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2017 · Amount on Record
Deed Sale	Dec 14, 2017 · Amount on Record
Deed Document Number	201742370
Prior Transfer Date	Jul 3, 2012
Prior Transfer Doc	0000032781
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	58 AVOCET CIR, WATSONVILLE, CA 95076
Transaction Type	Mortgage
Record Updated	Nov 23, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 BRYANT ST 515, 515, PALO ALTO, CA 94301-1704

Mortgage

Document Number	0000055765
Date	Nov 9, 2021
Instrument	2021-0055765

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Nov 1, 2031
Change Frequency	Monthly
Min Rate At Change	2.95%
Max Rate At Change	10.9%
Index	Other
Max Rate	10.9%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	58 AVOCET CIR, WATSONVILLE, CA 95076
Transaction Type	Mortgage
Record Updated	Aug 11, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 ELEANOR DR, WOODSIDE, CA 94062-1113

Mortgage

Document Number	0000039840
Date	Jul 28, 2021
Instrument	2021-0039840

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Aug 1, 2031
Change Frequency	Annually
Min Rate At Change	2.95%
Index	1-Year CMT
Max Rate	10.9%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	58 AVOCET CIR, WATSONVILLE, CA 95076
Transaction Type	Mortgage
Record Updated	Apr 14, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 AVOCET CIR, WATSONVILLE, CA 95076-9514

Mortgage

Document Number	0000018397
Date	Apr 1, 2021
Instrument	2021-0018397

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	18 Months
Due	Oct 1, 2022

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	May 1, 2021
Min Rate At Change	3.25%
Max Rate At Change	10.9%
Index	Prime Rate
Max Rate	10.9%

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 14, 2017
Property Address	58 AVOCET CIR, WATSONVILLE, CA 95076
Document Number	0000042370
Map Reference	MAP45 PG7
Instrument Date	Dec 8, 2017
Instrument	2017-0042370
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 BRYANT ST # 515, 515, PALO ALTO, CA 94301-1704

Mortgage

Document Number	0000042371
Date	Dec 14, 2017
Instrument	2017-0042371

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.2%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2025
Change Frequency	Monthly
Min Rate At Change	2.5%
Index	1-Month LIBOR
Max Rate	9.95%

January 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 31, 2017
Property Address	58 AVOCET CIR, WATSONVILLE, CA 95076
Document Number	0000003873
Instrument Date	Jan 10, 2017
Instrument	3873
Transaction Type	Transfer
Record Updated	Mar 3, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2152 MARSHALL AVE NAPA CA 945594250, NAPA, CA 94559-4250

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,508,762 (+2%) Land $1,201,207 Building $307,555
2025	$26,817.00 (+45.94%)	$1,479,178 (+4.04%) Land $1,177,653 Building $301,525
2023	$18,375.00 (+1.3%)	$1,421,740 Land $1,131,924 Building $289,816	$1,480,140
2022	$18,140.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	22.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 55 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	474 units insured incl. 419 condo units
Nearby Flood Claims	16 (1983–2023)
Claims Outside the SFHA	3 of 16
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Mar 1998 · 6 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250

May also be available: Cruzio, GeoLinks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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