Bergen County and Ramsey Borough property record for 58 Alder Dr, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 2,267 sqft · built 1951 |
| Lot Size | 0.215 acres (9,365 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $16,365 (2025) |
| Deeds & Mortgages | Apr 2019 Refinance Mar 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-03211-0000-00007 |
| Primary APN | 48-03211-0000-00007 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,267 sqft Living Area |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Construction Type | Frame |
| Lot Area | 9,365 sqft (0.215 acres) |
| Lot Dimensions | 117 ft deep x 80 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 58 ALDER DR |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.215AC |
| Legal Block | 3211 |
| Legal Lot Number | 7 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 44100 |
58 Alder Dr is owned and occupied by two individuals.
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 58 ALDER DR, RAMSEY, NJ 07446-2307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 29, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance PNC BANK NA |
| Mar 3, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 58 ALDER DR, RAMSEY, NJ 07446-2307 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0032300086 |
|---|---|
| Date | Apr 29, 2019 |
| Book Page | 3230/86 |
| Instrument | 19-026277 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 58 ALDER DR, RAMSEY, NJ 07446-2307 |
| Document Number | 0029081737 |
| Instrument Date | Mar 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2019 |
| Name | Verified Name |
|---|---|
| Address | 58 ALDER DR RAMSEY NJ 074462307, RAMSEY, NJ 07446-2307 |
| Document Number | 0029081737 |
|---|---|
| Date | Apr 12, 2018 |
| Book Page | 002908/001737 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 58 Alder Dr was $16,365, up 2.4% from the year before.
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $749,900 (-5.65%) Land $382,300 Building $367,600 | $749,900 (-5.65%) Land $382,300 Building $367,600 | |
| 2025 | $16,365.00 (+2.35%) | $794,800 Land $382,300 Building $412,500 | $794,800 Land $382,300 Building $412,500 |
| 2024 | $15,989.00 | ||
| 2023 | $566,600 Land $256,100 Building $310,500 | $566,600 Land $256,100 Building $310,500 | |
| 2022 | $14,861.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 58 Alder Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1992–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 58 Alder Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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