Hamilton County property record for 5797 Willowcove Dr, Cincinnati, OH 45239
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,583 sqft · built 1997 |
| Lot Size | 0.182 acres (7,928 sqft) |
| Owner | Individual Name on File |
| Last Sale | $141,000 (Nov 2011) |
| Tax Bill | $5,403 (2025) |
| Deeds & Mortgages | Jul 2025 Line of Credit Jul 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 228-0001-0253-00 |
| Primary APN | 228-0001-0253-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,583 sqft Living Area |
| Gross Area | 3,323 sqft |
| 1st Floor Area | 966 sqft |
| 2nd Floor Area | 702 sqft |
| Attic | Attic |
| Attic Area | 265 sqft |
| Basement Area | 950 sqft |
| Finished Basement | 650 sqft |
| Unfinished Basement | 300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 7,928 sqft (0.182 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 5797 WILLOWCOVE DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45239-6652 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF6 |
| Legal Description | WILLOWCOVE DR 0.182 AC LOT 16 WILLOW COVE SUB |
| Legal Subdivision | WILLOW COVE SUB |
| Legal Lot Number | 16 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 8300 |
5797 Willowcove Dr is owned and occupied by an individual who bought it in November 2011.
Source: Hamilton County records, as of June 3, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5797 WILLOWCOVE DR, CINCINNATI, OH 45239-6652 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2025 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Jul 5, 2023 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Jan 17, 2019 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 15, 2011 · Amount on File |
| Deed Sale | Nov 15, 2011 · Amount on File |
| Prior Sale | Sep 14, 2004 · Amount on File |
| Deed Document Number | 2011132350 |
| Deed Book / Page | 11872 / 1688 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5797 WILLOWCOVE DR, CINCINNATI, OH 45239-6652 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Title Company | THIRD CAPITAL TITLE NEO |
| Name | Verified Name |
|---|
| Document Number | 0000054248 |
|---|---|
| Date | Jul 21, 2025 |
| Book Page | 15461/758 |
| Instrument | 2025-0054248 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 12, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5797 WILLOWCOVE DR, CINCINNATI, OH 45239-6652 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Title Company | THIRD CAPITAL TITLE NEO |
| Name | Verified Name |
|---|
| Document Number | 0000046042 |
|---|---|
| Date | Jul 5, 2023 |
| Book Page | 14950/1692 |
| Instrument | 2023-0046042 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jun 24, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5797 WILLOWCOVE DR, CINCINNATI, OH 45239-6652 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0000004594 |
|---|---|
| Date | Jan 17, 2019 |
| Book Page | 13836/00543 |
| Instrument | 2019-0004594 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 25, 2048 |
The 2025 property tax bill for 5797 Willowcove Dr was $5,403, up 3.2% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,403.00 (+3.17%) | $86,860 (-) Land $10,780 Building $76,080 | $248,170 Land $30,800 Building $217,370 |
| 2024 | $5,237.00 (-2.19%) | $86,860 (-) Land $10,780 Building $76,080 | |
| 2023 | $5,354.00 (+20.61%) | $86,860 (+34.77%) Land $10,780 Building $76,080 | $248,170 Land $30,800 Building $217,370 |
| 2022 | $4,439.00 Homeowner's exemption | $64,449 Land $8,323 Building $56,126 | |
| 2020 | $184,140 Land $23,780 Building $160,360 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5797 Willowcove Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 6 (1980–1993) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jun 1993 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5797 Willowcove Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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