5797 Victor Dr, Eldersburg (Sykesville), MD 21784 Property Records

Carroll County property record for 5797 Victor Dr, Eldersburg, MD 21784

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,754 sqft · built 1996
Lot Size	0.394 acres (17,173 sqft)
Owner	2 Individual Names on File
Last Sale	$565,000 (Apr 2008)
Tax Bill	$7,702 (2026)
Deeds & Mortgages	Jul 2018 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-091632`

Property Details

APN / Parcel Number

Primary APN	`05-091632`
Alternative APNs	`5091632` `091632`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,754 sqft Total Area
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	17,173 sqft (0.394 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	204 sqft
Deck Area	397 sqft
Patio Area	279 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	091632
Street Address	5797 VICTOR DR
City	SYKESVILLE
State	MD
Zip	21784-8920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-200
Legal Description	LT 58 - 17173 SF VICTOR DR 40-194/193 BRYNWOOD HILLS
Legal Subdivision	BRYNWOOD HILLS
Legal Lot Number	58
Jurisdiction	CARROLL MD
Township / Civil Division	5, FREEDOM
Census Block Group	2
Census Block	2000
Census Tract	505101

Owner

5797 Victor Dr is owned and occupied by two individuals who bought it in April 2008.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5797 VICTOR DR, SYKESVILLE, MD 21784-8920
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 13, 2020	Deed of Trust, Mortgage · Conventional with PMI NASA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2008 · Amount on File
Deed Sale	Apr 30, 2008 · Amount on File
Prior Sale	Apr 25, 2006 · Amount on File
Deed Document Number	200873204
Deed Book / Page	5521 / 176
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	5797 VICTOR DR, ELDERSBURG, MD 21784-8920
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0090590102
Date	Jul 2, 2018
Book Page	9059/0102

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	May 1, 2048

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	5797 VICTOR DR, ELDERSBURG, MD 21784-8920
Document Number	0098330166
Instrument Date	Aug 13, 2020
Transaction Type	Mortgage
Record Updated	Oct 5, 2020
Title Company	CREDIT UNION TITLE INSURANCE AGENCY LLC, CU TITLE INS AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5797 VICTOR DR ELDERSBURG MD 217848920, ELDERSBURG, MD 21784-8920

Mortgage

Document Number	0098330166
Date	Sep 2, 2020
Book Page	009833/000166

Lender

Name	NASA FCU
Type	Credit Union
Address	BOWIE, MD 20716

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 5797 Victor Dr was $7,702, up 7.3% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,702.00 (+7.27%)	$670,300	$716,900 Land $180,000 Building $536,900
2025	$7,180.00
2023	$6,394.00	$565,867	$577,100 Land $180,000 Building $397,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5797 Victor Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5797 Victor Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEDOM DISTRICT serves 24,867 people · EPA ID MD0060002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019 Haloacetic acids resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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