5796 N 12th St, Kalamazoo, MI 49009 Property Records

Kalamazoo County property record for 5796 N 12th St, Kalamazoo, MI 49009

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,966 sqft · built 2009
Lot Size	1.83 acres (79,715 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Jan 2021)
Tax Bill	$1,880 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-31-110-015`

Property Details

APN / Parcel Number

Primary APN	`02-31-110-015`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,966 sqft Living Area
1st Floor Area	1,966 sqft
Basement Area	1,966 sqft
Unfinished Basement	1,966 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Ranch
Lot Area	79,715 sqft (1.83 acres)
Lot Width	243 ft Width
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5796 N 12TH ST
City	KALAMAZOO
State	MI
Zip	49009-9014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	SEC 31-1-11 COMM AT NW COR TH S 00DEG32MIN56SEC E ALG W SEC LI 1322.10FT TO S LI N1/2 NWFR1/4 TH S 89DGE54MIN25SEC E ALG SD S
Legal Range	11
Legal Township	01
Legal Section	31
Jurisdiction	KALAMAZOO MI
Township / Civil Division	COOPER
Census Block Group	2
Census Block	2021
Census Tract	2801

Owner

5796 N 12th St is owned and occupied by two individuals who bought it in January 2021.

Source: Kalamazoo County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5796 N 12TH ST, KALAMAZOO, MI 49009-9014
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY
Jan 19, 2021	Warranty Deed, Transfer
Dec 29, 2017	Warranty Deed, Transfer · Conventional Mortgage CONSUMERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2021 · Amount on File
Deed Sale	Jan 19, 2021 · Amount on File
Prior Sale	Dec 29, 2017 · Amount on File
Deed Document Number	20212329
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	5796 N 12TH ST, KALAMAZOO, MI 49009-9014
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021001682
Date	Jan 13, 2021
Instrument	2021-001682

Lender

Name	RUOFF MORTGAGE COMPANY
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	178 Months
Due	Nov 1, 2035

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Jan 19, 2021
Property Address	5796 N 12TH ST, KALAMAZOO, MI 49009-9014
Document Number	2021002329
Instrument Date	Oct 30, 2020
Instrument	2021-002329
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Amount	Amount on Record
Tax	$2,580.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5796 N 12TH ST, 5796, KALAMAZOO, MI 49009-9014

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5796 N 12TH ST, KALAMAZOO, MI 49009-9014

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Dec 29, 2017
Property Address	5796 N 12TH ST, KALAMAZOO, MI 49009-9014
Document Number	2017043236
Instrument Date	Dec 14, 2017
Instrument	2017-043236
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	METRO ADVANTAGE TITLE, METRO ADVANATGE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,322.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5796 N 12TH ST, 5796, KALAMAZOO, MI 49009-9014

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5796 N 12TH ST, KALAMAZOO, MI 49009-9014

Mortgage

Document Number	2017043237
Date	Dec 29, 2017
Instrument	2017-043237

Lender

Name	CONSUMERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5796 N 12th St was $1,880 with a homeowner's exemption.

Source: Kalamazoo County assessment roll, as of September 18, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Cooper Charter Township
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$178,450	$356,900
2025	$1,880.00 Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5796 N 12th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5796 N 12th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: T-Mobile, Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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