Cass County property record for 57955 M 51 S, Dowagiac, MI 49047
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,120 sqft · built 1968 |
| Lot Size | 5.3 acres (230,868 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $193,000 (Nov 2025) |
| Tax Bill | $863 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Nov 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-110-010-192-10 |
| Primary APN | 14-110-010-192-10 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,120 sqft Building Perimeter |
| 1st Floor Area | 1,120 sqft |
| Basement Area | 1,120 sqft |
| Unfinished Basement | 1,120 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Lot Area | 230,868 sqft (5.3 acres) |
| Garage Area | 780 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 57955 M 51 S |
|---|---|
| City | DOWAGIAC |
| State | MI |
| Zip | 49047-9768 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 192A BEG AT A PT ON SEC LN 11.6 RDS N OF SE COR OF SEC TH W 993.4 FT TO E ROW LN HWY M-4O TH N 31 DEG 13'E 3O8.7 FT ALG E ROW |
| Legal Range | 16W |
| Legal Township | 06S |
| Legal Section | 10 |
| Jurisdiction | CASS MI |
| Township / Civil Division | POKAGON |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 2201 |
57955 M 51 S is owned and occupied by two individuals who bought it in November 2025.
Source: Cass County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 57955 M 51 S, DOWAGIAC, MI 49047-9768 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 13, 2025 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Nov 13, 2025 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2025 · Amount on File |
| Deed Sale | Nov 13, 2025 · Amount on File |
| Prior Sale | Sep 1, 2009 · Amount on File |
| Deed Document Number | 2025226602 |
| Deed Book / Page | 1268 / 1408 |
| Prior Transfer Date | Oct 27, 2025 |
| Prior Transfer Doc | 01268/1404 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Nov 13, 2025 |
| Property Address | 57955 M 51 S, DOWAGIAC, MI 49047-9768 |
| Document Number | 01268/1408 |
| Book / Page | 1268 / 1408 |
| Instrument Date | Oct 28, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,447.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 57955 M 51 S, DOWAGIAC, MI 49047-9768 |
| Document Number | 0012681410 |
|---|---|
| Date | Nov 13, 2025 |
| Instrument | 1268/1410 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Document Number | 01268/1431 |
|---|---|
| Date | Nov 13, 2025 |
| Book Page | 1268/1431 |
| Name | MICHIGAN STATE HOUSING DEV AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | LANSING, MI 48912 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Nov 13, 2025 |
| Property Address | 57955 M 51 S, DOWAGIAC, MI 49047-9768 |
| Document Number | 01268/1404 |
| Book / Page | 1268 / 1404 |
| Instrument Date | Oct 27, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 57955 M 51 S, DOWAGIAC, MI 49047-9768 |
The 2025 property tax bill for 57955 M 51 S was $863 with a homeowner's exemption, up 10.8% from the year before.
Source: Cass County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cass County |
| County Subdivision | Pokagon Township |
| Unified School District | Dowagiac Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $56,800 (-4.54%) Land $56,800 | $113,600 (-4.54%) Land $113,600 | |
| 2025 | $863.00 (+10.78%) Homeowner's exemption | $59,500 Land $59,500 | $119,000 Land $119,000 |
| 2024 | $779.00 | ||
| 2023 | $50,100 | $100,200 | |
| 2022 | $705.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 57955 M 51 S in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 5, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 57955 M 51 S is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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