5795 Madison St, Baker, FL 32531 Property Records

Okaloosa County property record for 5795 Madison St, Baker, FL 32531

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,328 sqft · built 2010
Lot Size	0.166 acres (7,272 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Sep 2019)
Tax Bill	$884 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-001-034-9669-1`

Property Details

APN / Parcel Number

Primary APN	`C56-001-034-9669-1`
Alternative APN	`06-3N-24-2760-0027-0190`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,328 sqft Heated Area
Gross Area	1,742 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	7,272 sqft (0.166 acres)
Garage Type	Finished
Garage Area	228 sqft
Porch	Open Porch
Porch Area	186 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	5795 MADISON ST
City	BAKER
State	FL
Zip	32531-2600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAKER LOTS 19 & 20 BLK 27 & A PORTION OF VACATED ALLEY WAY PER RSL 21-123 BK3560/PG1699
Legal Range	24
Legal Section	06
Legal Subdivision	BAKER
Legal Block	27
Legal Lot Number	19,20 20
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	2
Census Block	2036
Census Tract	20102

Owner

5795 Madison St is owned and occupied by an individual who bought it in September 2019.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	5795 MADISON ST, BAKER, FL 32531-2600
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 9, 2019	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2019 · Amount on File
Deed Sale	Sep 9, 2019 · Amount on File
Deed Document Number	3303343
Deed Book / Page	3417 / 4517
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	5795 MADISON ST, BAKER, FL 32531-2600
Transaction Type	Mortgage
Record Updated	Sep 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5795 MADISON ST, BAKER, FL 32531-2600

Mortgage

Document Number	0035661435
Date	Aug 10, 2021
Book Page	3566/1435
Instrument	3479178

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 9, 2019
Property Address	5795 MADISON ST, BAKER, FL 32531-2600
Document Number	0034174517
Book / Page	3417 / 4517
Map Reference	MB 1 PG 12
Instrument Date	Aug 29, 2019
Instrument	3303343
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	MOULTON LAND TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4706 ZION RD, 4706, JEFFERSON CITY, MO 65109-9257

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5795 MADISON ST, BAKER, FL 32531-2600

Mortgage

Document Number	0034174518
Date	Sep 9, 2019
Instrument	3417-4518

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5795 Madison St was $884 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$884.00 Homeowner's exemption	$116,705	$175,229 Land $23,540 Building $151,689
2023	$819.00 (+2.76%) Homeowner's exemption	$110,113 (+3%)	$157,536 (+8.3%) Land $11,219 Building $146,317
2022	$797.00 Homeowner's exemption	$106,906	$145,456 Land $10,485 Building $134,971

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5795 Madison St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5795 Madison St is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAKER WATER SYSTEM, INC. serves 2,930 people · EPA ID FL1460043
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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