5794 SE Horseshoe Point Rd, Stuart, FL 34997 Property Records

Martin County property record for 5794 SE Horseshoe Point Rd, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,454 sqft · built 2021
Lot Size	0.327 acres (14,244 sqft)
Owner	Individual Name on File
Last Sale	$379,000 (Jul 2015)
Tax Bill	$15,133 (2025)
Deeds & Mortgages	Oct 2018 Construction Loan Feb 2020 Loan Modification
Flood Zone	Zone X (moderate risk)
APN	`49-38-41-004-000-0013.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`49-38-41-004-000-0013.0-0-0000`
Alternative APNs	`49-38-41-004-000-00130-0` `39410`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	2,454 sqft Living Area
Gross Area	3,815 sqft
1st Floor Area	2,454 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,244 sqft (0.327 acres)
Garage Type	Attached
Garage Area	506 sqft

Exterior Amenities

Pool Area	450 sqft
Porch	Screened Concrete Masonry Porch
Porch Area	231 sqft
Deck Area	108 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	39410
Street Address	5794 SE HORSESHOE POINT RD
City	STUART
State	FL
Zip	34997-3403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HORSESHOE POINT LOT 13
Legal Range	41E
Legal Township	38S
Legal Section	49
Legal Subdivision	HORSESHOE POINT
Legal Block	3
Legal Lot Number	13
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	3
Census Block	3001
Census Tract	1302

Owner

5794 SE Horseshoe Point Rd is owned and occupied by an individual who bought it in July 2015.

Source: Martin County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	5794 SE HORSESHOE POINT RD, STUART, FL 34997-3403
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2018	Deed of Trust, Mortgage · Construction Mortgage SEACOAST NATIONAL BANK
Feb 6, 2020	Loan Modification, Mortgage · Conventional Mortgage SEACOAST NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2015 · Amount on File
Deed Sale	Jul 15, 2015 · Amount on File
Prior Sale	Aug 1, 1986 · Amount on File
Deed Document Number	20152525715
Deed Book / Page	2796 / 1593
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	5794 SE HORSESHOE POINT RD, STUART, FL 34997-3403
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST INTL TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030202631
Date	Oct 10, 2018
Book Page	03020/2631
Instrument	2719886

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34994

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4%
Type Change Date	Nov 1, 2023
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6%
Index	1-Year LIBOR
Max Rate	9%

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARTIN FL
Property Address	5794 SE HORSESHOE POINT RD, STUART, FL 34997-3403
Document Number	0031120520
Instrument Date	Feb 6, 2020
Transaction Type	Mortgage
Record Updated	Mar 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5794 SE HORSESHOE POINT RD STUART FL 349973403, STUART, FL 34997-3403

Mortgage

Document Number	0031120520
Date	Feb 18, 2020
Book Page	003112/000520
Instrument	2800683

Lender

Name	SEACOAST NAT'L BK
Type	Bank
Address	STUART, FL 34995-9012

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 5794 SE Horseshoe Point Rd was $15,133 with a homeowner's exemption, down 1% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,133.00 (-0.99%) Homeowner's exemption	$972,907	$1,804,710 Land $1,062,500 Building $742,210
2024	$15,285.00 (+1.62%)
2023	$15,041.00 (+5.68%) Additional exemption filed	$917,950 (+5.27%)	$1,470,970 (+53.23%) Land $765,000 Building $705,970
2022	$14,232.00 Homeowner's exemption	$872,018	$959,980 Land $446,250 Building $513,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5794 SE Horseshoe Point Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 93 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	279 units insured incl. 186 condo units
Nearby Flood Claims	34 (1995–2022)
Claims Outside the SFHA	3 of 34
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Wilma, Oct 2005 · 4 claims Hurricane Frances, Sep 2004 · 25 claims Severe Flooding, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5794 SE Horseshoe Point Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Blue Stream, Hotwire Communications.

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