5791 Lower Kula Rd, Kula, HI 96790 Property Records

State of Hawaii and Maui County property record for 5791 Lower Kula Rd, Kula, HI 96790

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,740 sqft · built 1989
Lot Size	1.02 acres (44,649 sqft)
Owner	Individual Name on File
Last Sale	$2,450,000 (Aug 2025)
Tax Bill	$3,419 (2026)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Sep 2022 Transfer + 4 more
APN	`2-2-2-019-009`

Property Details

APN / Parcel Number

Primary APN	`2-2-2-019-009`
Alternative APNs	`2-2-2-019-009-0000` `220190090000` `2-2-019-009`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	4,740 sqft Living Area
1st Floor Area	2,885 sqft
Basement Area	1,855 sqft
Finished Basement	1,855 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	44,649 sqft
Garage Type	Attached
Garage Area	849 sqft

Exterior Amenities

Pool Area	540 sqft
Porch	Concrete/Metal Slab
Deck Area	Deck Area
Patio Area	1,683 sqft
Shed	1 Shed
Shed Area	1,728 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	5791 LOWER KULA RD
City	KULA
State	HI
Zip	96790-7720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SMA NONE
Legal Description	1ST: POR LPGR 7447 LCAW 3237 1.025 AC DES TOG/ESMTS & ESMT (7,801 SF) DES ESMT (1,080 SF) DES ESMT (499 SF) DES SUBJ/ESMT NO DES
Legal Subdivision	SNEDDEN CHARLES
Jurisdiction	MAUI HI
Township / Civil Division	KULA
Census Block Group	2
Census Block	2004
Census Tract	30305

Owner

5791 Lower Kula Rd is owned by an individual who bought it in August 2025.

Source: State of Hawaii and Maui County records, as of August 12, 2026

Owner of Record	Individual Name on File
Mailing Address	754 MAKAWAO AVE, MAKAWAO, HI 96768-8934
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2025	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Sep 27, 2022	Intrafamily Transfer, Transfer
Nov 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF KANSAS CITY
Dec 23, 2020	Deed of Trust, Mortgage · Line of Credit AMERICAN SAVINGS BANK FSB
Feb 7, 2020	Warranty Deed, Transfer ALLIANT CU
Feb 7, 2020	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2025 · Amount on File
Deed Sale	Aug 25, 2025 · Amount on File
Prior Sale	Feb 7, 2020 · Amount on File
Deed Book / Page	9368 / 240
Prior Transfer Date	Sep 22, 2022
Prior Transfer Doc	0083050500
Record Updated	Sep 20, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAUI HI
Recording Date	Aug 25, 2025
Property Address	5791 LOWER KULA RD, KULA, HI 96790-7720
Document Number	A9368000240
Instrument Date	Aug 18, 2025
Instrument	A-9368000240
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	FIDELITY NATIONAL TITLE, FNT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,250.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	HI

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	754 MAKAWAO AVE, MAKAWAO, HI 96768-8934

Mortgage

Document Number	A9368000241
Date	Aug 25, 2025
Instrument	A-9368000241

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Sep 1, 2032
Change Frequency	6 Months
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	Other
Max Rate	2.75%

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MAUI HI
Recording Date	Sep 27, 2022
Property Address	5791 LOWER KULA RD, KULA, HI 96790-7720
Document Number	0A83050500
Instrument Date	Sep 22, 2022
Instrument	A-83050500
Transaction Type	Transfer
Record Updated	Oct 6, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 763, MAKAWAO, HI 96768-0763

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAUI HI
Property Address	5791 LOWER KULA RD, KULA, HI 96790-7720
Transaction Type	Mortgage
Record Updated	Aug 4, 2022
Title Company	FNT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A76270370
Date	Nov 18, 2020
Instrument	A-76270370

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAUI HI
Property Address	5791 LOWER KULA RD, KULA, HI 96790-7720
Transaction Type	Mortgage
Record Updated	Aug 4, 2022
Title Company	TG

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A76620145
Date	Dec 23, 2020
Instrument	A-76620145

Lender

Name	AMERICAN SAVINGS BANK FSB
Type	Bank
Address	HONOLULU, HI 96817

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 15, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAUI HI
Recording Date	Feb 7, 2020
Property Address	5791 LOWER KULA RD, KULA, HI 96790-7720
Document Number	0A73420223
Instrument Date	Jan 21, 2020
Instrument	A73420223
Transaction Type	Transfer
Record Updated	May 28, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 763 MAKAWAO HI 967680763, MAKAWAO, HI 96768-0763

Mortgage

Document Number	A73420224
Date	Feb 7, 2020
Instrument	A73420224

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 6, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MAUI HI
Recording Date	Feb 7, 2020
Property Address	5791 LOWER KULA RD, KULA, HI 96790-7720
Document Number	0A73420222
Instrument Date	Jan 14, 2020
Instrument	A73420222
Transaction Type	Transfer
Record Updated	Feb 17, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	3495 ECHO SPRINGS RD LAFAYETTE CA 945492118, LAFAYETTE, CA 94549-2118

Tax Assessment & Valuation

The 2026 property tax bill for 5791 Lower Kula Rd was $3,419, down 24.3% from the year before.

Source: State of Hawaii and Maui County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Hawaii
County	Maui County
Unified School District	Hawaii Department of Education (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,419.00 (-24.26%)	$2,324,700 (-22.93%) Land $919,400 Building $1,405,300	$2,324,700 (-22.93%) Land $919,400 Building $1,405,300
2025	$4,514.00 Homeowner's exemption	$3,016,400 Land $1,964,600 Building $1,051,800	$3,016,400 Land $1,964,600 Building $1,051,800
2023	$3,153.00 (+9.82%) Homeowner's exemption	$2,026,600 (+18.17%) Land $1,026,900 Building $999,700	$2,026,600 (+18.17%) Land $1,026,900 Building $999,700
2022	$2,871.00 Homeowner's exemption	$1,715,000 Land $803,700 Building $911,300	$1,715,000 Land $803,700 Building $911,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 5791 Lower Kula Rd; 6 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5791 Lower Kula Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 81% of Hawaii
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UPPER KULA serves 7,686 people · EPA ID HI0000215
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,850 / 2,850
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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