57900 Ray Center Rd, Ray, MI 48096 Property Records

Macomb County property record for 57900 Ray Center Rd, Ray, MI 48096

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,836 sqft · built 1980
Lot Size5.17 acres (225,249 sqft)
Owner2 Individual Names on File
Last Sale$275,000 (May 2001)
Tax Bill$3,916 (2025)
Deeds & MortgagesJun 2021 Mortgage
Aug 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN21-05-35-300-016

Property Details

APN / Parcel Number

Primary APN21-05-35-300-016
Alternative APN
  • 0535300016

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,836 sqft Living Area
1st Floor Area1,836 sqft
Basement Area1,830 sqft
Unfinished Basement1,830 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 2001
Architectural StyleRanch
Lot Area225,249 sqft (5.17 acres)
Garage Area625 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address57900 RAY CENTER RD
CityRAY
StateMI
Zip48096-4424
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionSEC 35 COM AT W 1/4 POST SEC 35; TH S89*47'45"E 110.70 FT; TH S03*32'15"W 138.0 FT & S04*32'15"E 42.0 FT ALG C/L OFRAY CENTER RD TO POB; TH CONT S04*32'15"E 184.38 FT ALG SD C/L; TH S89*47'45"E 1218.87 FT; TH N0*09'15"W 183.75 FT; TH N89*47'45"W 1232
JurisdictionMACOMB MI
Township / Civil DivisionRAY
Census Block Group2
Census Block2047
Census Tract216000

Owner

57900 Ray Center Rd is owned and occupied by two individuals who bought it in May 2001.

Source: Macomb County records, as of October 19, 2026

Owner of Record2 Individual Names on File
Mailing Address57900 RAY CENTER RD, RAY, MI 48096-4424
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
MERCANTILE BANK OF MICHIGAN
Aug 31, 2018Deed of Trust, Mortgage · Line of Credit
HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 29, 2001 · Amount on File
Deed SaleMay 29, 2001 · Amount on File
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address57900 RAY CENTER RD, RAY, MI 48096-4424
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address57900 RAY CENTER RD, RAY, MI 48096-4424

Mortgage

Document Number2102201117
DateJun 18, 2021
Book Page27815/916
Instrument202102201117
Lender
NameMERCANTILE BANK OF MICHIGAN
TypeBank
AddressGRAND RAPIDS, MI 49504
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address57900 RAY CENTER RD, RAY, MI 48096-4424
Document Number0000005752
Instrument DateAug 31, 2018
Transaction TypeMortgage
Record UpdatedOct 15, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address57900 RAY CENTER RD RAY MI 480964424, RAY, MI 48096-4424

Mortgage

Document Number0000005752
DateSep 24, 2018
Book Page025590/000530
Instrument5752
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueSep 23, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 57900 Ray Center Rd was $3,916 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionRay Township
Unified School DistrictNew Haven Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$243,000$486,000
2025$3,916.00
2023$195,200$390,400
2022$3,332.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 57900 Ray Center Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 57900 Ray Center Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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