5790 Chapel Rd, Madison, OH 44057 Property Records

Lake County property record for 5790 Chapel Rd, Madison, OH 44057

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,876 sqft · built 1974
Lot Size	0.354 acres (15,398 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Oct 2018)
Tax Bill	$6,125 (2023)
Deeds & Mortgages	May 2026 Line of Credit Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-B-130-F-00-004-0`

Property Details

APN / Parcel Number

Primary APN	`01-B-130-F-00-004-0`
Alternative APN	`B 56`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,876 sqft Living Area
Gross Area	2,980 sqft
1st Floor Area	1,200 sqft
Attic	Attic
Attic Area	828 sqft
Basement Area	676 sqft
Finished Basement	400 sqft
Unfinished Basement	276 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1992
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,398 sqft (0.354 acres)
Lot Dimensions	154 ft deep x 100 ft wide
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	372 sqft
Patio Area	120 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5790 CHAPEL RD
City	MADISON
State	OH
Zip	44057-1766
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 16 TRACT 4
Legal Subdivision	RAY ZIRKLE SUBDIVISION NO. 1
Legal Tract	4
Legal Block	3
Legal Lot Number	16
Jurisdiction	LAKE OH
Township / Civil Division	MADISON
Census Block Group	3
Census Block	3001
Census Tract	205701

Owner

Source: Lake County records, as of May 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5790 CHAPEL RD, MADISON, OH 44057-1766
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Deed of Trust, Mortgage · Line of Credit WIREMEN'S CREDIT UNION INC
Jan 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 15, 2018	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Jun 13, 2018	Grant Deed, Transfer OMEGA TITLE SERVICES
Jan 12, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2018 · Amount on File
Deed Sale	Oct 15, 2018 · Amount on File
Prior Sale	Jun 13, 2018 · Amount on File
Deed Document Number	201826287
Prior Transfer Date	Oct 11, 2018
Prior Transfer Doc	0000026287
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Recording Date	May 7, 2026
Property Address	5790 CHAPEL RD, MADISON, OH 44057-1766
Document Number	0000009618
Instrument Date	Apr 13, 2026
Instrument	20269618
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009618,
Date	May 7, 2026
Instrument	20269618

Lender

Name	WIREMEN'S CREDIT UNION INC

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	5790 CHAPEL RD, MADISON, OH 44057-1766
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000234
Date	Jan 5, 2021
Instrument	2021R000234

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Oct 15, 2018
Property Address	5790 CHAPEL RD, MADISON, OH 44057-1766
Document Number	0000026287
Map Reference	VOL T PG19
Instrument Date	Oct 11, 2018
Instrument	2018R026287
Transaction Type	Transfer
Record Updated	May 17, 2021
Title Company	OMEGA TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5790 CHAPEL RD, MADISON, OH 44057-1766

Mortgage

Document Number	0000026288
Date	Oct 15, 2018
Instrument	2018R026288

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE OH
Recording Date	Jun 13, 2018
Property Address	5790 CHAPEL RD, MADISON, OH 44057-1766
Document Number	0000014665
Instrument Date	May 30, 2018
Instrument	14665
Transaction Type	Transfer
Record Updated	Jun 25, 2018
Title Company	OMEGA TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$560.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4680 LANE RD PERRY OH 440819654, PERRY, OH 44081-9654

January 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LAKE OH
Recording Date	Jan 12, 2018
Property Address	5790 CHAPEL RD, MADISON, OH 44057-1766
Document Number	0000000979
Instrument Date	Dec 22, 2017
Instrument	979
Transaction Type	Foreclosure
Record Updated	Feb 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$480.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3637 SENTARA WAY VIRGINIA BEACH VA 234524262, VIRGINIA BEACH, VA 23452-4262

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
County Subdivision	Madison Township
Unified School District	Madison Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$82,360 (+49.45%) Land $16,860 Building $65,500	$235,290 (+49.42%) Land $48,160 Building $187,130
2023	$6,125.00 (+81.16%) Homeowner's exemption	$55,110 (-) Land $13,640 Building $41,470
2022	$3,381.00 Homeowner's exemption	$55,110 Land $13,640 Building $41,470
2021			$157,470 Land $38,980 Building $118,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1984–2006)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Aug 2006 · Severe Storms, Straight Line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY EAST WATER SUBDISTRICT serves 40,656 people · EPA ID OH4302911
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: T-Mobile.

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