579 Webbs Creek Rd, Commerce, GA 30529 Property Records

Banks County property record for 579 Webbs Creek Rd, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,458 sqft · built 1987
Lot Size	0.889 acres (38,768 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Dec 2024)
Tax Bill	$1,477 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Dec 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B52 082`

Property Details

APN / Parcel Number

Primary APN	`B52 082`
Alternative APN	`904`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,458 sqft Heated Area
1st Floor Area	1,458 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	38,768 sqft (0.889 acres)
Garage Area	624 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	156 sqft
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	904
Street Address	579 WEBBS CREEK RD
City	COMMERCE
State	GA
Zip	30529-6321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARR
Legal Description	PB 12-99 33-98
Legal Subdivision	WELDON SEAY SURV
Jurisdiction	BANKS GA
Township / Civil Division	SOUTHEAST BANKS
Census Block Group	2
Census Block	2007
Census Tract	970400

Owner

579 Webbs Creek Rd is owned and occupied by an individual who bought it in December 2024.

Source: Banks County records, as of November 13, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	579 WEBBS CREEK RD, COMMERCE, GA 30529-6321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Dec 12, 2024	Warranty Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE
Dec 19, 2019	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2024 · Amount on File
Deed Sale	Dec 12, 2024 · Amount on File
Prior Sale	Dec 19, 2019 · Amount on File
Deed Document Number	0000571190
Deed Book / Page	571 / 190
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	579 WEBBS CREEK RD, COMMERCE, GA 30529-6321
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	579 WEBBS CREEK RD, COMMERCE, GA 30529-6321
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000545/0000000682
Date	Jun 20, 2023
Book Page	0000000545/0000000682
Instrument	8081434826

Lender

Name	REGIONS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Dec 12, 2024
Property Address	579 WEBBS CREEK RD, COMMERCE, GA 30529-6321
Document Number	000571/190
Book / Page	571 / 190
Instrument Date	Dec 12, 2024
Transaction Type	Transfer
Record Updated	Nov 14, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	579 WEBBS CREEK RD, COMMERCE, GA 30529-6321

Mortgage

Document Number	0000571193
Date	Dec 12, 2024
Instrument	571/193

Lender

Name	STOCKTON MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Dec 19, 2019
Property Address	579 WEBBS CREEK RD, COMMERCE, GA 30529-6321
Document Number	000476/256
Book / Page	476 / 256
Instrument Date	Dec 19, 2019
Instrument	2019-001023
Transaction Type	Transfer
Record Updated	Nov 14, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	579 WEBBS CREEK RD, COMMERCE, GA 30529-6321
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000476/0000000259
Date	Jan 6, 2020
Book Page	0000000476/0000000259

Lender

Name	QUICKEN LOANS

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 579 Webbs Creek Rd was $1,477 with a homeowner's exemption.

Source: Banks County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,477.00 Homeowner's exemption	$89,402 Land $9,056 Building $80,346	$223,505 Land $22,639 Building $200,866
2023	$1,186.00 (+14.04%) Homeowner's exemption	$58,456 (+13.45%) Land $6,861 Building $51,595	$146,141 (+13.45%) Land $17,153 Building $128,988
2022	$1,040.00 Homeowner's exemption	$51,525 Land $6,861 Building $44,664	$128,814 Land $17,153 Building $111,661

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 579 Webbs Creek Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 579 Webbs Creek Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
Windstream DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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