579 Misty Mountain Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 579 Misty Mountain Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,111 sqft · built 2004
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$414,960 (Jul 2026)
Tax Bill	$4,660 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T021700245`

Property Details

APN / Parcel Number

Primary APN	`T021700245`
Alternative APN	`2-0130-8876-00-0402.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,111 sqft Living Area
Gross Area	3,842 sqft
1st Floor Area	1,711 sqft
Basement Area	1,711 sqft
Finished Basement	1,400 sqft
Unfinished Basement	311 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	36 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T021700245
Street Address	579 MISTY MOUNTAIN DR
City	O FALLON
State	MO
Zip	63368-3998
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONEY MOUNTAIN VLG LOT 402
Legal Subdivision	STONEY MOUNTAIN VLG
Legal Lot Number	402
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2027
Census Tract	311153

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	579 MISTY MOUNTAIN DR, O FALLON, MO 63368-3998
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Warranty Deed, Transfer · Conventional Mortgage SIMPLE HM LNDG LLC
Feb 28, 2022	Beneficiary Deed, Transfer
Jun 25, 2021	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2026 · Amount on Record
Deed Sale	Jul 1, 2026 · Amount on Record
Prior Sale	Jun 25, 2021 · Amount on Record
Deed Document Number	202630756
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 1, 2026
Property Address	579 MISTY MOUNTAIN DR, O FALLON, MO 63368-3998
Document Number	0000030756
Instrument Date	Jun 29, 2026
Instrument	202630756
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	579 MISTY MOUNTAIN DR, O FALLON, MO 63368-3998

Mortgage

Document Number	0000030757,
Date	Jul 1, 2026
Instrument	202630757

Lender

Name	SIMPLE HM LNDG LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 28, 2022
Property Address	579 MISTY MOUNTAIN DR, O FALLON, MO 63368-3998
Document Number	0000011692
Map Reference	MB 38 PG 194
Instrument Date	Jan 5, 2022
Instrument	2022R-011692
Transaction Type	Transfer
Record Updated	Mar 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	579 MISTY MOUNTAIN DR, O FALLON, MO 63368-3998

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 25, 2021
Property Address	579 MISTY MOUNTAIN DR, O FALLON, MO 63368-3998
Document Number	0000053742
Map Reference	MB 38 PG 194
Instrument Date	Jun 17, 2021
Instrument	2021R-053742
Transaction Type	Transfer
Record Updated	Mar 11, 2022
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14611 DOTZLER WAY, 14611, O FALLON, MO 63376

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	579 MISTY MOUNTAIN DR, O FALLON, MO 63368-3998

Mortgage

Document Number	0000053743
Date	Jun 25, 2021
Instrument	2021R-053743

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,763 (-)	$393,488 (-) Land $60,000 Building $333,488
2025	$4,660.00	$74,763 (+4.54%)	$393,488 (+4.54%) Land $60,000 Building $333,488
2023		$71,516
2022			$376,400 Land $55,000 Building $321,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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