579 Eddye Ln, Ray City, GA 31645 Property Records

Berrien County property record for 579 Eddye Ln, Ray City, GA 31645

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,337 sqft · built 2020
Lot Size	3.99 acres (173,804 sqft)
Owner	2 Individual Names on File
Last Sale	$20,000 (Feb 2019)
Tax Bill	$1,149 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Feb 2019 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`041A 35 000`

Property Details

APN / Parcel Number

Primary APN	`041A 35 000`
Alternative APN	`1427`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,337 sqft Heated Area
1st Floor Area	1,337 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Fiber Cement Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	173,804 sqft (3.99 acres)
Lot Dimensions	417 ft deep x 126 ft wide
Driveway	Concrete Driveway
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1427
Street Address	579 EDDYE LN
City	RAY CITY
State	GA
Zip	31645-6911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	3.998 ACRES
Legal Subdivision	GARY MCCLANHAN
Jurisdiction	BERRIEN GA
Township / Civil Division	RAY CITY
Census Block Group	2
Census Block	2042
Census Tract	970600

Owner

579 Eddye Ln is owned and occupied by two individuals who bought it in February 2019.

Source: Berrien County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	579 EDDYE LN, RAY CITY, GA 31645-6911
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2020	Deed of Trust, Mortgage · FHA Mortgage RENASANT BANK
Feb 28, 2019	Warranty Deed, Transfer · Line of Credit COMMERCIAL BANKING
Jun 16, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2019 · Amount on File
Deed Sale	Feb 28, 2019 · Amount on File
Prior Sale	Jun 16, 2017 · Amount on File
Deed Document Number	2019127
Deed Book / Page	931 / 100
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN GA
Property Address	579 EDDYE LN, RAY CITY, GA 31645-6911
Transaction Type	Mortgage
Record Updated	Apr 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000986/0000000205
Date	Dec 1, 2020
Book Page	0000000986/0000000205
Instrument	002411

Lender

Name	RENASANT BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN GA
Recording Date	Feb 28, 2019
Property Address	579 EDDYE LN, RAY CITY, GA 31645-6911
Document Number	000931/100
Book / Page	931 / 100
Instrument Date	Feb 28, 2019
Instrument	2019-000127
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 346, BIG SANDY, MT 59520-0346

Mortgage

Document Number	0000000931/0000000103
Date	Mar 5, 2019
Book Page	0000000931/0000000103

Lender

Name	COMMERCIAL BANKING

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Jan 1, 2022

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN GA
Recording Date	Jun 16, 2017
Property Address	579 EDDYE LN, RAY CITY, GA 31645-6911
Document Number	0000881/71
Book / Page	881 / 71
Instrument Date	Jun 16, 2017
Instrument	2017-000325
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 CAROLYN DR, RAY CITY, GA 31645-5933

Tax Assessment & Valuation

The 2025 property tax bill for 579 Eddye Ln was $1,149 with a homeowner's exemption.

Source: Berrien County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Berrien County
Unified School District	Berrien County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,149.00 Homeowner's exemption	$40,432 Land $7,182 Building $33,250	$101,079 Land $17,955 Building $83,124
2023	$1,208.00 (-2.97%) Homeowner's exemption	$40,432 (-) Land $7,182 Building $33,250	$101,079 (-) Land $17,955 Building $83,124
2022	$1,245.00 Homeowner's exemption	$40,432 Land $7,182 Building $33,250	$101,079 Land $17,955 Building $83,124

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 579 Eddye Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2014–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 579 Eddye Ln is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 42% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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