5789 Heards Mountain Rd, Covesville, VA 22931 Property Records

Albemarle County property record for 5789 Heards Mountain Rd, Covesville, VA 22931

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,430 sqft · built 1930
Lot Size45 acres (1,963,685 sqft)
OwnerIndividual Name on Record
Tax Bill$3,830 (2026)
Deeds & MortgagesApr 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN10900-00-00-00100

Property Details

APN / Parcel Number

Primary APN10900-00-00-00100
Alternative APN
  • 41307

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area2,430 sqft Finished Area
Family RoomFamily Room
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof MaterialMetal
Lot Area1,963,685 sqft (45 acres)
Garage TypeDetached
Garage Area288 sqft

Exterior Amenities

PorchSlab
Porch Area872 sqft
Patio Area24 sqft
Shed1 Shed
Shed Area1,152 sqft
Storage Building392 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemWood Furnace
Heating FuelWood

Location & Zoning

Street Address5789 HEARDS MOUNTAIN RD
CityCOVESVILLE
StateVA
Zip22931-1640
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRURAL AREA
Legal DescriptionACREAGE
JurisdictionALBEMARLE VA
Township / Civil DivisionSAMUEL MILLER
Census Block Group4
Census Block4019
Census Tract11400

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5789 HEARDS MOUNTAIN RD, COVESVILLE, VA 22931-1640
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBEMARLE VA
Property Address5789 HEARDS MOUNTAIN RD, COVESVILLE, VA 22931-1640
Document Number0000004405
Instrument DateApr 23, 2018
Transaction TypeMortgage
Record UpdatedJan 12, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address5789 HEARDS MOUNTAIN RD COVESVILLE VA 229311640, COVESVILLE, VA 22931-1640

Mortgage

Document Number0000004405
DateApr 27, 2018
Book Page005039/000201
Instrument4405
Lender
NameOLD DOMINION NAT'L BK
TypeBank
AddressNORTH GARDEN, VA 22959
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyAlbemarle County
Unified School DistrictAlbemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,830.00 (-30.19%)$705,300 (+14.93%) Land $440,700 Building $264,600$705,300 (+14.93%) Land $440,700 Building $264,600
2025$5,486.00 (+159.63%)$613,700 (+16.58%) Land $375,400 Building $238,300$613,700 (+16.58%) Land $375,400 Building $238,300
2023$2,113.00$526,400 Land $359,500 Building $166,900$526,400 Land $359,500 Building $166,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Firefly Fiber Broadband
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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