5786 SE Windsong Ln, Stuart, FL 34997 Property Records

Martin County property record for 5786 SE Windsong Ln, Stuart, FL 34997

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,288 sqft · built 1983
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Aug 2020)
Tax Bill	$3,037 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-38-41-005-000-0226.0-7-0000`

Property Details

APN / Parcel Number

Primary APN	`25-38-41-005-000-0226.0-7-0000`
Alternative APNs	`25-38-41-005-000-02260-7` `31126`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	2 Stories
Building Area	1,288 sqft Living Area
1st Floor Area	644 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Townhouse
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Mansard
Roof Material	Built-Up Asphalt
Lot Area	1,307 sqft (0.03 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	31126
Street Address	5786 SE WINDSONG LN
City	STUART
State	FL
Zip	34997-8206
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUDR
Legal Description	EMERALD LAKES PHASE II LOT 226
Legal Range	41E
Legal Township	38S
Legal Section	25
Legal Subdivision	EMERALD LAKES
Legal Block	2
Legal Lot Number	226
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2005
Census Tract	1410

Owner

5786 SE Windsong Ln, a townhouse, is owned and occupied by an individual who bought it in August 2020.

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5786 SE WINDSONG LN, STUART, FL 34997-8206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2020 · Amount on File
Deed Sale	Aug 14, 2020 · Amount on File
Prior Sale	Jan 20, 2016 · Amount on File
Deed Document Number	20202831959
Deed Book / Page	3150 / 1321
Prior Transfer Date	Dec 17, 2015
Prior Transfer Doc	0028302217
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Aug 14, 2020
Property Address	5786 SE WINDSONG LN, STUART, FL 34997-8206
Document Number	0031501321
Book / Page	3150 / 1321
Map Reference	MB 9 PG 45
Instrument Date	Jul 31, 2020
Instrument	2831959
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	HOMEPARTNERS TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	271 HECLA RD, 271, MOUNT PLEASANT, PA 15666-2153

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5786 SE WINDSONG LN, STUART, FL 34997-8206

Mortgage

Document Number	0031501325
Date	Aug 14, 2020
Instrument	3150/1325

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5786 SE Windsong Ln was $3,037, up 1.2% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,037.00 (+1.2%)	$191,722	$194,690 Land $95,000 Building $99,690
2024	$3,001.00 (+5.04%)
2023	$2,857.00 (+12.13%)	$158,449 (+1%)	$194,690 (+14.98%) Land $95,000 Building $99,690
2022	$2,548.00	$144,045	$169,320 Land $85,000 Building $84,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5786 SE Windsong Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	4 (1995–2014)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jan 2014 · rainfall accumulation
Claims by Event	Severe Flooding, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5786 SE Windsong Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20