5786 Crown Ter, Hickory, NC 28601 Property Records

Caldwell County property record for 5786 Crown Ter, Hickory, NC 28601

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,800 sqft · built 2024
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$17,000 (Jan 2022)
Tax Bill	$2,205 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2023 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08 SEC16149Y`

Property Details

APN / Parcel Number

Primary APN	`08 SEC16149Y`
Alternative APN	`173700`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,800 sqft Heated Area
Gross Area	2,976 sqft
1st Floor Area	900 sqft
Basement Area	900 sqft
Unfinished Basement	900 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	30,492 sqft (0.7 acres)
Lot Dimensions	224 ft deep x 147 ft wide
Porch	Slab
Deck Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	173700
Street Address	5786 CROWN TER
City	HICKORY
State	NC
Zip	28601-9406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2045 PG 1522 YR 2022 ST 34.00
Legal Subdivision	DIAMOND POINT
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	1
Census Block	1019
Census Tract	31301

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5786 CROWN TER, HICKORY, NC 28601-9406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Nov 20, 2023	Deed of Trust, Mortgage · Construction Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 20, 2022	Warranty Deed, Construction Loan · Construction Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2022 · Amount on Record
Deed Sale	Jan 20, 2022 · Amount on Record
Prior Sale	Feb 18, 2020 · Amount on Record
Deed Document Number	202210067579
Deed Book / Page	2045 / 1522
Prior Transfer Date	Oct 5, 2016
Prior Transfer Doc	1905001250
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	5786 CROWN TER, HICKORY, NC 28601-9406
Transaction Type	Mortgage
Record Updated	Jun 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5786 CROWN TER, HICKORY, NC 28601-9406

Mortgage

Document Number	0021591331
Date	Mar 18, 2026
Book Page	2159/1331
Instrument	10116787

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	2460 PASEO VERDE PKWY STE 110, HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	5786 CROWN TER, HICKORY, NC 28601-9406
Transaction Type	Mortgage
Record Updated	Jan 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 FOUNDERS WALK DR, MORRISVILLE, NC 27560-5796

Mortgage

Document Number	0020971051
Date	Nov 20, 2023
Book Page	2097/1051
Instrument	10090498

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

January 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Jan 20, 2022
Property Address	5786 CROWN TER, HICKORY, NC 28601-9406
Document Number	0020451522
Book / Page	2045 / 1522
Map Reference	MB 17 PG 236
Instrument Date	Jan 19, 2022
Instrument	10067579
Transaction Type	Construction Loan
Record Updated	Jul 12, 2022

Transaction

Amount	Amount Recorded
Tax	$34.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3877 BOTTOM LN, 3877, CLAREMONT, NC 28610-8558

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 FOUNDERS WALK DR, MORRISVILLE, NC 27560-5796

Mortgage

Document Number	0010067580
Date	Jan 20, 2022
Instrument	10067580

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,205.00 (-20.4%)	$365,800 (+1.19%) Land $10,700 Building $355,100
2025	$2,770.00 (+4,936.36%)	$361,500 (+4,534.62%) Land $10,700 Building $350,800	$365,800 (+4,589.74%) Land $10,700 Building $355,100
2023		$7,800 (-) Land $7,800	$7,800 (-) Land $7,800
2022	$55.00	$7,800 Land $7,800	$7,800 Land $7,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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