5785 State Rte 86, Windsor, OH 44099 Property Records

Ashtabula County property record for 5785 State Rte 86, Windsor, OH 44099

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 2,516 sqft · built 1958
Lot Size	4.93 acres (215,099 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Apr 2026)
Tax Bill	$6,194 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Sep 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`61-018-00-021-02`

Property Details

APN / Parcel Number

Primary APN	`61-018-00-021-02`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,516 sqft Living Area
Gross Area	3,480 sqft
1st Floor Area	1,088 sqft
Basement Area	340 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1970
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	215,099 sqft (4.93 acres)
Terrain	Low

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	624 sqft
Canopy	400 sqft
Stable	1,120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	5785 STATE ROUTE 86
City	WINDSOR
State	OH
Zip	44099-9727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF LOT 8
Legal Subdivision	CONNECTICUT WESTERN RESERVE
Legal Lot Number	8
Jurisdiction	ASHTABULA OH
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1038
Census Tract	1401

Owner

5785 State Rte 86 is owned and occupied by two individuals who bought it in April 2026.

Source: Ashtabula County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5785 STATE ROUTE 86, WINDSOR, OH 44099-9727
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Warranty Deed, Transfer · Conventional Mortgage FARMERS NATIONAL BANK/CANFIELD
Sep 24, 2020	Deed of Trust, Mortgage · Line of Credit GEAUGA AMISH LOAN FUND
Apr 18, 2018	Warranty Deed, Transfer VALLEY TITLE COMPANY, VALLEY TITLE CO.
Feb 9, 2017	Deed of Trust, Mortgage · Line of Credit MIDDLEFIELD BKNG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2026 · Amount on File
Deed Sale	Apr 14, 2026 · Amount on File
Prior Sale	Apr 18, 2018 · Amount on File
Deed Document Number	20263144
Deed Book / Page	867 / 2668
Prior Transfer Date	Apr 7, 2026
Prior Transfer Doc	0000003144
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	Apr 14, 2026
Property Address	5785 STATE ROUTE 86, WINDSOR, OH 44099-9727
Document Number	0000003144
Book / Page	867 / 2668
Instrument Date	Apr 7, 2026
Instrument	2026.3144
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	VALLET TITLE, VALLEY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$111,100.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	5785 STATE ROUTE 86, WINDSOR, OH 44099-9727

Mortgage

Document Number	0000003145,
Date	Apr 14, 2026
Book Page	867/2670
Instrument	2026.3145

Lender

Name	FARMERS NATIONAL BANK/CANFIELD

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	5785 STATE ROUTE 86, WINDSOR, OH 44099-9727
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN RESERVE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009727
Date	Sep 24, 2020
Book Page	719/1414
Instrument	202000009727

Lender

Name	GEAUGA AMISH LOAN FUND
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2040

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	Apr 18, 2018
Property Address	5785 STATE ROUTE 86, WINDSOR, OH 44099-9727
Document Number	0000003662
Book / Page	000657 / 001931
Instrument Date	Apr 12, 2018
Instrument	3662
Transaction Type	Transfer
Record Updated	Aug 20, 2019
Title Company	VALLEY TITLE COMPANY, VALLEY TITLE CO.

Transaction

Amount	Amount on Record
Tax	$620.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5785 STATE ROUTE 86 WINDSOR OH 440999727, WINDSOR, OH 44099-9727

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	5785 STATE ROUTE 86, WINDSOR, OH 44099-9727
Document Number	0000001684
Book / Page	000630 / 001499
Instrument Date	Feb 9, 2017
Transaction Type	Mortgage
Record Updated	May 1, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0000001684
Date	Feb 21, 2017
Book Page	000630/001499
Instrument	1684

Lender

Name	MIDDLEFIELD BKNG
Type	Funding / Finance Company
Address	MIDDLEFIELD, OH 44062

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5785 State Rte 86 was $6,194, down 0.6% from the year before.

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Windsor Township
Unified School District	Grand Valley Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,194.00 (-0.64%)	$79,600 (-) Land $16,420 Building $63,180	$227,400 (-) Land $46,900 Building $180,500
2024	$6,234.00 (+88.05%)	$79,600 (-) Land $16,420 Building $63,180	$227,400 (-) Land $46,900 Building $180,500
2023	$3,315.00 (+18.6%) Homeowner's exemption	$79,600 (+37.81%) Land $16,420 Building $63,180	$227,400 Land $46,900 Building $180,500
2022	$2,795.00 Homeowner's exemption	$57,760 Land $12,640 Building $45,120
2020			$165,000 Land $36,100 Building $128,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5785 State Rte 86 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5785 State Rte 86 is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
TSC Cable	100 / 10
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on State Rte 86

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures