5785 Henderson Ln, Covesville, VA 22931 Property Records

Albemarle County property record for 5785 Henderson Ln, Covesville, VA 22931

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,296 sqft · built 2023
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Tax Bill	$2,465 (2026)
Deeds & Mortgages	Nov 2022 Mortgage Mar 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`10900-00-00-006F0`

Property Details

APN / Parcel Number

Primary APN	`10900-00-00-006F0`
Alternative APN	`41332`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,296 sqft Finished Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Porch	Slab
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5785 HENDERSON LN
City	COVESVILLE
State	VA
Zip	22931-1826
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RURAL AREA
Legal Description	ACREAGE
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	4
Census Block	4019
Census Tract	11400

Owner

5785 Henderson Ln, a mobile home, is owned by an individual who acquired it in March 2019.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 51, COVESVILLE, VA 22931-0051
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC
Mar 26, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 18, 2019
Transfer Doc	0000002639
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	5785 HENDERSON LN, COVESVILLE, VA 22931
Transaction Type	Mortgage
Record Updated	Dec 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200012823
Date	Nov 15, 2022
Instrument	202200012823

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company
Address	MARYVILLE, TN 37804

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2047

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Mar 26, 2019
Property Address	5785 HENDERSON LN, COVESVILLE, VA 22931
Document Number	0000002639
Book / Page	005148 / 000167
Instrument Date	Mar 18, 2019
Instrument	2639
Transaction Type	Transfer
Record Updated	Apr 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 COUNTRYPLACE LN LYNCHBURG VA 245016721, LYNCHBURG, VA 24501-6721

Tax Assessment & Valuation

The 2026 property tax bill for 5785 Henderson Ln was $2,465, up 21.2% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,465.00 (+21.25%)	$275,700 (+21.19%) Land $85,900 Building $189,800	$275,700 (+21.19%) Land $85,900 Building $189,800
2025	$2,033.00	$227,500 Land $73,200 Building $154,300	$227,500 Land $73,200 Building $154,300
2023	$1,225.00	$77,000 Land $73,200 Building $3,800	$77,000 Land $73,200 Building $3,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5785 Henderson Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5785 Henderson Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Henderson Ln

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