5785 Derk Dr, La Mesa, CA 91942 Property Records

San Diego County property record for 5785 Derk Dr, La Mesa, CA 91942

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,295 sqft · built 1957
Lot Size	0.154 acres (6,700 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,071 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Oct 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`490-123-06-00`

Property Details

APN / Parcel Number

Primary APN	`490-123-06-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,295 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	6,700 sqft (0.154 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5785 DERK DR
City	LA MESA
State	CA
Zip	91942-2829
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 64 TR 003499
Legal Subdivision	HIGHLAND VILLAGE
Legal Tract	003499
Legal Block	2
Legal Lot Number	64
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2008
Census Tract	15001

Owner

5785 Derk Dr is owned and occupied by two individuals who acquired it in May 2016.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5785 DERK DR, LA MESA, CA 91942-2829
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 1, 2021	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU
Dec 15, 2020	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2016
Deed Sale	May 31, 2016
Prior Sale	Oct 3, 2008 · Amount on File
Deed Document Number	2016265626
Prior Transfer Date	May 18, 2016
Prior Transfer Doc	0000265626
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5785 DERK DR, LA MESA, CA 91942-2829
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5785 DERK DR, LA MESA, CA 91942-2829

Mortgage

Document Number	0000034701
Date	Feb 9, 2026
Instrument	2026-0034701

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5785 DERK DR, LA MESA, CA 91942-2829
Transaction Type	Mortgage
Record Updated	Oct 12, 2021
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5785 DERK DR, LA MESA, CA 91942-2829

Mortgage

Document Number	0000690937
Date	Oct 1, 2021
Instrument	2021-0690937

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5785 DERK DR, LA MESA, CA 91942-2829
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5785 DERK DR, LA MESA, CA 91942-2829

Mortgage

Document Number	0000803028
Date	Dec 15, 2020
Instrument	2020-0803028

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5785 Derk Dr was $6,071 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	La Mesa City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$470,872 (+2%) Land $262,690 Building $208,182
2025	$6,071.00 Homeowner's exemption	$461,640 Land $257,540 Building $204,100
2023	$5,714.00 (+1.6%) Homeowner's exemption	$443,717 Land $247,541 Building $196,176
2022	$5,624.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5785 Derk Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5785 Derk Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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