5782 Miller Bluff Rd, Milton, FL 32583 Property Records

Santa Rosa County property record for 5782 Miller Bluff Rd, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,798 sqft · built 2017
Lot Size	3.4 acres (148,235 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,480 (2025)
Deeds & Mortgages	May 2026 Sale Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`32-2N-26-0000-00901-0000`

Property Details

APN / Parcel Number

Primary APN	`32-2N-26-0000-00901-0000`
Alternative APN	`N262320000009010000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,798 sqft Living Area
Gross Area	1,828 sqft
1st Floor Area	1,798 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	148,235 sqft (3.4 acres)
Porch	Finished/Open Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5782 MILLER BLUFF RD
City	MILTON
State	FL
Zip	32583-6971
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	THAT PORT OF THE E 660 FT OF N 377.3 FT OF NE4 OF NW4 LYING E OF MILLER BLUFF RD AS DES IN OR 3517 PG 232 (OUT OF #9) & AS DES IN OR 3629 PG 1217 (JTWROS)
Legal Range	26W
Legal Township	2N
Legal Section	32
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HAROLD
Census Block Group	3
Census Block	3041
Census Tract	10808

Owner

5782 Miller Bluff Rd is owned and occupied by two individuals who acquired it in May 2026.

Source: Santa Rosa County records, as of June 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5782 MILLER BLUFF RD, MILTON, FL 32583-6971
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 2, 2017	Quit Claim Deed, Transfer Quitclaim
Feb 24, 2017	Loan Modification, Mortgage · Conventional Mortgage PEN AIR FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 19, 2026
Transfer Doc	0047461492
Record Updated	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 21, 2026
Property Address	5782 MILLER BLUFF RD, MILTON, FL 32583-6971
Document Number	0047461492
Book / Page	4746 / 1492
Instrument Date	May 19, 2026
Instrument	202625657
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5782 MILLER BLUFF RD, MILTON, FL 32583-6971

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5782 MILLER BLUFF RD, MILTON, FL 32583-6971
Transaction Type	Mortgage
Record Updated	Jun 8, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041101059
Date	Apr 28, 2021
Book Page	4110/1059
Instrument	202128124

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 2, 2017
Property Address	5782 MILLER BLUFF RD, MILTON, FL 32583-6971
Document Number	0036291217
Book / Page	003629 / 001217
Instrument Date	Jun 2, 2017
Instrument	22133
Transaction Type	Transfer
Record Updated	Jun 22, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5782 MILLER BLUFF RD MILTON FL 325836971, MILTON, FL 32583-6971

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA ROSA FL
Property Address	5782 MILLER BLUFF RD, MILTON, FL 32583-6971
Document Number	0036040866
Book / Page	003604 / 000866
Instrument Date	Feb 24, 2017
Transaction Type	Mortgage
Record Updated	Mar 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5782 MILLER BLUFF RD MILTON FL 325836971, MILTON, FL 32583-6971

Mortgage

Document Number	0036040866
Date	Mar 6, 2017
Book Page	003604/000866
Instrument	8739

Lender

Name	PEN AIR FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2047

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 5782 Miller Bluff Rd was $1,480 with a homeowner's exemption, up 5.5% from the year before.

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,480.00 (+5.49%) Homeowner's exemption	$156,228 (+2.9%)	$216,068 (+4.71%) Land $29,095 Building $186,973
2024	$1,403.00 (+2.26%) Homeowner's exemption	$151,825 (+3%)	$206,354 (+0.82%) Land $22,629 Building $183,725
2023	$1,372.00 (+2.69%) Homeowner's exemption	$147,403 (+3%)	$204,671 (+2.64%) Land $22,629 Building $182,042
2022	$1,336.00 Homeowner's exemption	$143,110	$199,405 Land $22,629 Building $176,776

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5782 Miller Bluff Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5782 Miller Bluff Rd is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 52% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MILTON WATER SYSTEM public/private · serves 17,292 people · EPA ID FL1570232
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mediacom Xtream Fixed Wireless	100 / 20

May also be available: AT&T.

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