5781 Roseheath Rd, Bailey, NC 27807 Property Records

Nash County property record for 5781 Roseheath Rd, Bailey, NC 27807

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,441 sqft · built 2004
Lot Size	0.69 acres (30,056 sqft)
Owner	Individual Name on File
Last Sale	$394,000 (Nov 2025)
Tax Bill	$2,541 (2026)
Deeds & Mortgages	Dec 2005 Mortgage May 2005 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`276600-57-4187`

Property Details

APN / Parcel Number

Primary APN	`276600-57-4187`
Alternative APNs	`037902` `131640` `66268` `83332`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,441 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Contemporary
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	30,056 sqft (0.69 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	131640
Street Address	5781 ROSEHEATH RD
City	BAILEY
State	NC
Zip	27807-8839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	0 69 AC, 20 MORGANSHIRE SE4 SPLIT OUT OF 276600578619 AC 1H 20 MORGANSHIRE S4
Legal Subdivision	MORGASHORE SUBDIVISIONM
Jurisdiction	NASH NC
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2023
Census Tract	11502

Owner

5781 Roseheath Rd is owned and occupied by an individual who bought it in November 2025.

Source: Nash County records, as of October 16, 2026

Owner of Record	Individual Name on File
Mailing Address	5781 ROSEHEATH RD, BAILEY, NC 27807-8839
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2005	Deed of Trust, Mortgage · ARM ADVANCED FINANCIAL SERVICE INC
May 3, 2005	Deed of Trust, Mortgage · ARM LONG BEACH MORTGAGE CO
Nov 7, 2025	Warranty Deed, Transfer · Conventional Mortgage COASTAL FCU
Mar 15, 2022	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Sep 19, 2019	Warranty Deed, Transfer · VA Mortgage ANGEL OAK HOME LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2025 · Amount on File
Deed Sale	Nov 7, 2025 · Amount on File
Prior Sale	Mar 15, 2022 · Amount on File
Deed Book / Page	3449 / 646
Prior Transfer Date	Apr 26, 2013
Prior Transfer Doc	02672/0610
Record Updated	Oct 29, 2026

December 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASH NC
Property Address	5781 ROSEHEATH RD, BAILEY, NC 27807-8839
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	PINNACLE TITLE AND ESCROW, PINNACLE TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02194/0077
Date	Dec 6, 2005
Book Page	2194/0077

Lender

Name	ADVANCED FINANCIAL SERVICE INC
Type	Subprime Lender
Address	MIDDLETOWN, RI 02842

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Dec 5, 2035

Interest

Rate Type	Adjustable Rate
Rate	9.4%
Type Change Date	Dec 5, 2007
Change Frequency	6 Months
Min Rate At Change	9.4%
Max Rate At Change	11.4%
Index	6-Month LIBOR
Max Rate	15.4%

May 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASH NC
Property Address	5781 ROSEHEATH RD, BAILEY, NC 27807-8839
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02137/0698
Date	May 3, 2005
Book Page	2137/0698

Lender

Name	LONG BEACH MORTGAGE CO
Type	Subprime Lender
Address	ANAHEIM, CA 92806

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	May 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	8%
Type Change Date	May 1, 2010
Change Frequency	Monthly
Min Rate At Change	8%
Max Rate At Change	11%
Index	6-Month LIBOR
Max Rate	14%

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASH NC
Recording Date	Nov 7, 2025
Property Address	5781 ROSEHEATH RD, BAILEY, NC 27807-8839
Document Number	003449/646
Book / Page	3449 / 646
Map Reference	CAB 29 SL 366
Instrument Date	Oct 3, 2025
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$788.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	800 HINGHAM ST # ST101N, ST101N, ROCKLAND, MA 02370-1074

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5781 ROSEHEATH RD, BAILEY, NC 27807-8839

Mortgage

Document Number	0003449649
Date	Nov 7, 2025
Instrument	3449/649

Lender

Name	COASTAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASH NC
Recording Date	Mar 15, 2022
Property Address	5781 ROSEHEATH RD, BAILEY, NC 27807-8839
Document Number	003202/933
Book / Page	3202 / 933
Map Reference	CAB 29 SL 366
Instrument Date	Mar 7, 2022
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$710.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5401 WOODSNIPE DR, RALEIGH, NC 27604-5458

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5781 ROSEHEATH RD, BAILEY, NC 27807-8839
Investor	Possibly a Property Investor

Mortgage

Document Number	0003202937
Date	Mar 15, 2022
Instrument	3202/937

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASH NC
Recording Date	Sep 19, 2019
Property Address	5781 ROSEHEATH RD, BAILEY, NC 27807-8839
Document Number	03010/0138
Book / Page	3010 / 0138
Map Reference	CAV 29 SL 366
Instrument Date	Sep 16, 2019
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5781 ROSEHEATH RD, BAILEY, NC 27807-8839

Mortgage

Document Number	0003010140
Date	Sep 19, 2019
Instrument	3010/140

Lender

Name	ANGEL OAK HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 5781 Roseheath Rd was $2,541, up 0.4% from the year before.

Source: Nash County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Nash County
Unified School District	Nash-Rocky Mount Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,541.00 (+0.4%)	$325,510 (-) Land $28,020 Building $297,490	$325,510 (-) Land $28,020 Building $297,490
2025	$2,531.00	$325,510 Land $28,020 Building $297,490	$325,510 Land $28,020 Building $297,490
2023	$1,856.00	$224,910	$224,910 Land $28,020 Building $196,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5781 Roseheath Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5781 Roseheath Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Brightspeed.

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