5781 Fergus, Kyle, TX 78640 Property Records

Hays County property record for 5781 Fergus, Kyle, TX 78640

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,831 sqft · built 2002
Lot Size0.179 acres (7,787 sqft)
Owner2 Company Names on Record
Last Sale$318,500 (Jun 2025)
Tax Bill$3,108 (2024)
Deeds & MortgagesApr 2026 Mortgage
Jan 2026 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN116533000E005002

Property Details

APN / Parcel Number

Primary APN116533000E005002
Alternative APN
  • R99793

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,831 sqft Living Area
Gross Area2,461 sqft
1st Floor Area1,831 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,787 sqft (0.179 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area309 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR99793
Street Address5781 FERGUS
CityKYLE
StateTX
Zip78640-8729
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPLUM CREEK PHASE 1 SEC 3A, BLOCK E, LOT 5
Legal SubdivisionPLUM CREEK PHASE 1 SEC 3A
Legal Phase1
Legal BlockE
Legal Lot Number5
JurisdictionHAYS TX
Township / Civil DivisionKYLE-BUDA
Census Block Group2
Census Block2007
Census Tract10909

Owner

Source: Hays County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address5781 FERGUS, KYLE, TX 78640-8729
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2026Deed of Trust, Mortgage · VA Mortgage
WC FUNDING
Jan 23, 2026Vendor's Lien, Transfer
GARDNER FINANCIAL SERVICES LTD
Jun 30, 2025Vendor's Lien, Transfer · VA Mortgage
GARDNER FINANCIAL SERVICES LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2025 · Amount on Record
Deed SaleJun 30, 2025 · Amount on Record
Prior SaleMay 16, 2016
Deed Document Number202523910
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAYS TX
Recording DateApr 22, 2026
Property Address5781 FERGUS, KYLE, TX 78640-8729
Document Number0000014256
Instrument DateApr 16, 2026
Instrument202614256
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust, 212
Address5781 FERGUS, KYLE, TX 78640-8729

Mortgage

Document Number0000014256,
DateApr 22, 2026
Instrument202614256
Lender
NameWC FUNDING
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.22%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

January 2026: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHAYS TX
Recording DateJan 23, 2026
Property Address5781 FERGUS, KYLE, TX 78640-8729
Document Number0000002354
Map ReferenceVOL 10 PG 12
Instrument DateJan 23, 2026
Instrument26002354
Transaction TypeTransfer
Record UpdatedFeb 4, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5781 FERGUS, KYLE, TX 78640-8729

Mortgage

DateJan 23, 2026
Lender
NameGARDNER FINANCIAL SERVICES LTD
TypeFunding / Finance Company
Special NotesSeller Financed
Agreement
AmountAmount Recorded

June 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHAYS TX
Recording DateJun 30, 2025
Property Address5781 FERGUS, KYLE, TX 78640-8729
Document Number0000023910
Map ReferenceVOL 10 PG 12
Instrument DateJun 27, 2025
Instrument25023910
Transaction TypeTransfer
Record UpdatedFeb 4, 2026
Title CompanyCAPITAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5781 FERGUS, KYLE, TX 78640-8729

Mortgage

Document Number0000023911
DateJun 30, 2025
Instrument25023911
Lender
NameGARDNER FINANCIAL SERVICES LTD
TypeFunding / Finance Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2055

Tax Assessment & Valuation

Source: Hays County assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateTexas
CountyHays County
MunicipalityKyle City
Unified School DistrictHays Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$331,950 (+5.27%) Land $70,800 Building $261,150$331,950 (-8.43%) Land $70,800 Building $261,150
2024$3,108.00 (-30.2%)
2023$315,326 Land $88,500 Building $274,020$362,520 Land $88,500 Building $274,020
2018$4,453.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF KYLE
serves 52,000 people · EPA ID TX1050002
Water SourcePurchased surface water from several systems
Last State InspectionJan 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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