5780 Elaine Ave, Milton, FL 32583 Property Records

Santa Rosa County property record for 5780 Elaine Ave, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,623 sqft · built 2020
Lot Size	4.04 acres (175,982 sqft)
Owner	2 Individual Names on Record
Last Sale	$28,900 (Jul 2019)
Tax Bill	$2,243 (2024)
Deeds & Mortgages	Nov 2019 Construction Loan Sep 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-1S-28-0000-00820-0000`

Property Details

APN / Parcel Number

Primary APN	`17-1S-28-0000-00820-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,623 sqft Heated Area
Gross Area	2,442 sqft
1st Floor Area	2,106 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	175,982 sqft (4.04 acres)
Lot Dimensions	4,950 ft deep x 3,550 ft wide
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	136 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	171S280000008200000
Street Address	5780 ELAINE AVE
City	MILTON
State	FL
Zip	32583-9589
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	COM AT NORTHEAST CORNER OF SECTION 17,TOWNSHIP 1 SOUTH RANGE 28 WEST; THENCE S 5*0'E ON EAST LINE OF SECTION FOR 3458.80 FEET
Legal Range	28W
Legal Township	01S
Legal Section	17
Jurisdiction	SANTA ROSA FL
Township / Civil Division	AVALON-MULAT
Census Block Group	1
Census Block	1066
Census Tract	10710

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5780 ELAINE AVE, MILTON, FL 32583-9589
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2019	Deed of Trust, Mortgage · Construction Mortgage HARVESTERS FCU
Sep 14, 2020	Loan Modification, Mortgage · Conventional with PMI HARVESTERS FCU
Jul 24, 2019	Warranty Deed, Transfer EMERALD COAST TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2019 · Amount on Record
Deed Sale	Jul 24, 2019 · Amount on Record
Deed Document Number	201932101
Deed Book / Page	3853 / 0003
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5780 ELAINE AVE, MILTON, FL 32583-9589
Transaction Type	Mortgage
Record Updated	Dec 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038870380
Date	Nov 4, 2019
Book Page	3887/0380
Instrument	201949781

Lender

Name	HARVESTERS FCU
Type	Credit Union
Address	CANTONMENT, FL 32533

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Nov 1, 2050

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA ROSA FL
Property Address	5780 ELAINE AVE, MILTON, FL 32583-9589
Document Number	0040160528
Instrument Date	Sep 14, 2020
Transaction Type	Mortgage
Record Updated	Nov 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5780 ELAINE AVE MILTON FL 325839589, MILTON, FL 32583-9589

Mortgage

Document Number	0040160528
Date	Oct 19, 2020
Book Page	004016/000528
Instrument	54031

Lender

Name	HARVESTERS FCU
Type	Credit Union
Address	CANTONMENT, FL 32533

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2050

Interest

Rate Type	Fixed Rate
Rate	2.87%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 24, 2019
Property Address	5780 ELAINE AVE, MILTON, FL 32583-9589
Document Number	0038530003
Book / Page	003853 / 000003
Instrument Date	Jul 23, 2019
Instrument	32101
Transaction Type	Transfer
Record Updated	Oct 3, 2019
Title Company	EMERALD COAST TITLE INC

Transaction

Amount	Amount Recorded
Tax	$202.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5386 HAMILTON LN PACE FL 325718834, PACE, FL 32571-8834

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,243.00 (+4.18%) Homeowner's exemption	$204,713 (+3%)	$268,887 (-3.47%) Land $78,537 Building $190,350
2023	$2,153.00 (+2.82%) Homeowner's exemption	$198,750 (+3%)	$278,551 (+16.67%) Land $90,172 Building $188,379
2022	$2,094.00 Homeowner's exemption	$192,961	$238,753 Land $52,358 Building $186,395

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 469 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	469 in force
Nearby Flood Claims	153 (2004–2022)
Claims Outside the SFHA	14 of 153
Most Recent Claim	Feb 2022 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 117 claims Hurricane Frances, Sep 2004 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 73% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000

May also be available: T-Mobile.

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