Polk County property record for 5780 Daughtery Downs Loop, Lakeland, FL 33809
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,741 sqft · built 2002 |
| Lot Size | 0.196 acres (8,538 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $22,100 (May 2002) |
| Tax Bill | $758 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-27-24-008933-000350 |
| Primary APN | 23-27-24-008933-000350 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,741 sqft Living Area |
| Gross Area | 2,182 sqft |
| 1st Floor Area | 1,741 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 8,538 sqft (0.196 acres) |
| Lot Dimensions | 96 ft deep x 90 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 259 sqft |
| Shed | 1 Shed |
| Street Address | 5780 DAUGHTERY DOWNS LOOP |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33809-3379 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EMERALD POINTE PB 107 PG 24 LOT 35 |
| Legal Range | 23E |
| Legal Township | 27S |
| Legal Section | 24 |
| Legal Subdivision | EMERALD POINTE |
| Legal Tract | 8933 |
| Legal Block | 1 |
| Legal Lot Number | 35 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 12209 |
5780 Daughtery Downs Loop is owned and occupied by two individuals who bought it in May 2002.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5780 DAUGHTERY DOWNS LOOP, LAKELAND, FL 33809-3379 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Dec 4, 2019 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2002 · Amount on File |
| Deed Sale | May 24, 2002 · Amount on File |
| Prior Sale | May 24, 2002 · Amount on File |
| Deed Book / Page | 5014 / 2261 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 5780 DAUGHTERY DOWNS LOOP, LAKELAND, FL 33809-3379 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5780 DAUGHTERY DOWNS LOOP, LAKELAND, FL 33809-3379 |
| Document Number | 0000199538 |
|---|---|
| Date | Aug 2, 2021 |
| Book Page | 11828/1187 |
| Instrument | 2021199538 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 5780 DAUGHTERY DOWNS LOOP, LAKELAND, FL 33809-3379 |
| Document Number | 0110710885 |
| Instrument Date | Dec 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5780 DAUGHTERY DOWNS LOOP LAKELAND FL 338093379, LAKELAND, FL 33809-3379 |
| Document Number | 0110710885 |
|---|---|
| Date | Dec 11, 2019 |
| Book Page | 011071/000885 |
| Instrument | 262967 |
| Name | NEWREZ LLC |
|---|---|
| Address | FORT WASHINGTON, PA 19034 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 10, 2049 |
The 2025 property tax bill for 5780 Daughtery Downs Loop was $758 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $101,565 (+2.7%) | $254,533 (-7.36%) Land $50,000 Building $204,533 | |
| 2025 | $758.00 Homeowner's exemption | $98,895 | $274,765 Land $50,000 Building $224,765 |
| 2023 | $1,192.00 (+5.02%) Homeowner's exemption | $93,309 (+3%) | $281,915 (+14.51%) Land $48,000 Building $233,915 |
| 2022 | $1,135.00 Homeowner's exemption | $90,591 | $246,193 Land $40,000 Building $206,193 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5780 Daughtery Downs Loop in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 12 (2017–2024) |
| Claims Outside the SFHA | 4 of 12 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5780 Daughtery Downs Loop is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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