578 Whiting Rd, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 578 Whiting Rd, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,677 sqft · built 1983
Lot Size	0.96 acres (41,818 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Jul 2023)
Tax Bill	$7,058 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Dec 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`265489 064.10-1-3`

Property Details

APN / Parcel Number

Primary APN	`265489 064.10-1-3`
Alternative APNs	`54890641000001003000` `02842044000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,677 sqft Living Area
1st Floor Area	1,017 sqft
2nd Floor Area	660 sqft
Basement Area	528 sqft
Finished Basement	528 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Split Level
Exterior Material	Composition/Composite
Lot Area	41,818 sqft (0.96 acres)
Lot Dimensions	219 ft deep x 190 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	255 sqft
Porch	Slab
Porch Area	412 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02842044000
Street Address	578 WHITING RD
City	WEBSTER
State	NY
Zip	14580-9011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0011-14-04 IDLECREEK L20 0212029
Legal Subdivision	IDLECREEK SUBDIVISION
Legal Block	1
Legal Lot Number	3.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	4
Census Block	4005
Census Tract	11302

Owner

578 Whiting Rd is owned and occupied by an individual who bought it in July 2023.

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	578 WHITING RD, WEBSTER, NY 14580-9011
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2023	Warranty Deed, Transfer · Conventional Mortgage PREMIUM MORTGAGE CORP
Dec 16, 2022	Deed of Trust, Mortgage · Line of Credit UKRAINIAN FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2023 · Amount on File
Deed Sale	Jul 3, 2023 · Amount on File
Prior Sale	May 17, 2012 · Amount on File
Deed Document Number	2023261
Deed Book / Page	12833 / 46
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Jul 3, 2023
Property Address	578 WHITING RD, WEBSTER, NY 14580-9011
Document Number	0000000261
Book / Page	12833 / 46
Map Reference	LB 212 PG 29
Instrument Date	Jun 20, 2023
Instrument	202307030261
Transaction Type	Transfer
Record Updated	Jul 24, 2023
Title Company	CHICAGO TITLE ROCHESTER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	578 WHITING RD, WEBSTER, NY 14580-9011

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	578 WHITING RD, WEBSTER, NY 14580-9011
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000262
Date	Jul 3, 2023
Instrument	202307030262

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	578 WHITING RD, WEBSTER, NY 14580-9011
Transaction Type	Mortgage
Record Updated	Jan 3, 2023
Title Company	FIRST AMER ROCHESTER ABSTRAC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	578 WHITING RD, WEBSTER, NY 14580-9011

Mortgage

Document Number	0000000889
Date	Dec 16, 2022
Book Page	30165/263
Instrument	202212160889

Lender

Name	UKRAINIAN FCU
Type	Credit Union
Address	ROCHESTER, NY 14621

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 14, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 578 Whiting Rd was $7,058, up 2.2% from the year before.

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,058.00 (+2.25%)
2025	$6,903.00	$144,000 Land $31,900 Building $112,100	$300,000 Land $66,458 Building $233,542
2023		$142,300 (-) Land $31,900 Building $110,400	$245,300 (+10.35%) Land $54,990 Building $190,310
2022		$142,300 Land $31,900 Building $110,400	$222,300 Land $49,834 Building $172,466
2021	$5,970.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 578 Whiting Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 578 Whiting Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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