578 Upper Neck Rd, Elmer, NJ 08318 Property Records

Salem County and Pittsgrove Township property record for 578 Upper Neck Rd, Elmer, NJ 08318

Property Summary

Property Type	Single Family Home
Details	1,144 sqft · built 1935
Lot Size	2.78 acres (121,097 sqft)
Owner	Company Name on File
Last Sale	$265,000 (Jul 2022)
Tax Bill	$5,026 (2025)
Deeds & Mortgages	May 2024 Mortgage Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-00303-0000-00030`

Property Details

APN / Parcel Number

Primary APN	`11-00303-0000-00030`
Alternative APNs	`1100022000000016A` `110030300030`

Interior

Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Aluminum/Vinyl
Lot Area	121,097 sqft

Location & Zoning

Old Parcel Number	1100022000000016A
Street Address	578 UPPER NECK RD
City	ELMER
State	NJ
Zip	08318-4637
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	303
Legal Lot Number	30
Jurisdiction	SALEM NJ
Township / Civil Division	PITTSGROVE
Census Block Group	1
Census Block	1009
Census Tract	21102

Owner

578 Upper Neck Rd is owned by a company that bought it in July 2022.

Source: Salem County and Pittsgrove Township records, as of July 2, 2026

Owner of Record	Company Name on File
Mailing Address	578 UPPER NECK RD, ELMER, NJ 08318-4637
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2024	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Jul 13, 2022	Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2022 · Amount on File
Deed Sale	Jul 13, 2022 · Amount on File
Deed Document Number	20227676
Deed Book / Page	4637 / 1649
Prior Transfer Date	Sep 3, 2004
Prior Transfer Doc	0011710099
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM NJ
Property Address	578 UPPER NECK RD, ELMER, NJ 08318-4637
Transaction Type	Mortgage
Record Updated	May 14, 2024
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	578 UPPER NECK RD, ELMER, NJ 08318-4637
Investor	Possibly a Property Investor

Mortgage

Document Number	0046941553
Date	May 2, 2024
Book Page	4694/1553
Instrument	2024003328

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	339 Months
Due	Aug 1, 2052

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SALEM NJ
Recording Date	Jul 13, 2022
Property Address	578 UPPER NECK RD, ELMER, NJ 08318-4637
Document Number	0046371649
Book / Page	4637 / 1649
Instrument Date	Jun 1, 2022
Instrument	2022007676
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	NATIONAL INTEGRITY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,442.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	578 UPPER NECK RD, 578, ELMER, NJ 08318-4637

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	578 UPPER NECK RD, ELMER, NJ 08318-4637
Investor	Possibly a Property Investor

Mortgage

Document Number	2022007677
Date	Jul 13, 2022
Instrument	2022007677

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 578 Upper Neck Rd was $5,026, up 0.8% from the year before.

Source: Salem County and Pittsgrove Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Salem County
County Subdivision	Pittsgrove Township
Unified School District	Pittsgrove Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$117,900 (-) Land $53,900 Building $64,000	$117,900 (-) Land $53,900 Building $64,000
2025	$5,026.00 (+0.8%)	$117,900 Land $53,900 Building $64,000	$117,900 Land $53,900 Building $64,000
2024	$4,986.00
2023		$117,900 Land $53,900 Building $64,000	$117,900 Land $53,900 Building $64,000
2022	$4,167.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 578 Upper Neck Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 578 Upper Neck Rd is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 73% of New Jersey
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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