578 Rivera St, Chula Vista, CA 91911 Property Records

San Diego County property record for 578 Rivera St, Chula Vista, CA 91911

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,981 sqft · built 1976
Lot Size	0.14 acres (6,115 sqft)
Owner	Individual Name on File
Last Sale	$440,000 (Jul 2015)
Tax Bill	$6,231 (2025)
Deeds & Mortgages	Feb 2023 Second Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`644-170-36-00`

Property Details

APN / Parcel Number

Primary APN	`644-170-36-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,981 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Wood Shingle
Lot Area	6,115 sqft (0.14 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	578 RIVERA ST
City	CHULA VISTA
State	CA
Zip	91911-5603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 40 TR 007979
Legal Subdivision	APOLLO
Legal Tract	007979
Legal Block	4
Legal Lot Number	40
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4005
Census Tract	13309

Owner

578 Rivera St is owned and occupied by an individual who bought it in July 2015.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	578 RIVERA ST, CHULA VISTA, CA 91911-5603
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jul 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 6, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SAN DIEGO COUNTY CU
Dec 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage CASHCALL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2015 · Amount on File
Deed Sale	Jul 13, 2015 · Amount on File
Prior Sale	Oct 13, 1988 · Amount on File
Deed Document Number	2015366481
Prior Transfer Date	Jun 18, 2015
Prior Transfer Doc	0000366479
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	578 RIVERA ST, CHULA VISTA, CA 91911-5603
Transaction Type	Mortgage
Record Updated	Feb 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	578 RIVERA ST, CHULA VISTA, CA 91911-5603

Mortgage

Document Number	0000037129
Date	Feb 14, 2023
Instrument	2023-0037129

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2043

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	578 RIVERA ST, CHULA VISTA, CA 91911-5603
Transaction Type	Mortgage
Record Updated	Jul 14, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	578 RIVERA ST, CHULA VISTA, CA 91911-5603

Mortgage

Document Number	0000482772
Date	Jul 6, 2021
Instrument	2021-0482772

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	578 RIVERA ST, CHULA VISTA, CA 91911-5603
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000168004
Date	May 6, 2019
Instrument	2019-0168004

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 1, 2029

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	578 RIVERA ST, CHULA VISTA, CA 91911-5603
Document Number	0000616327
Instrument Date	Dec 24, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	578 RIVERA ST CHULA VISTA CA 919115603, CHULA VISTA, CA 91911-5603

Mortgage

Document Number	0000616327
Date	Dec 31, 2019
Instrument	616327

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 30, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 578 Rivera St was $6,231.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$531,277 (+2%) Land $135,225 Building $396,052
2025	$6,231.00	$520,861 Land $132,574 Building $388,287
2023	$5,931.00 (+2.95%)	$500,637 Land $127,427 Building $373,210
2022	$5,761.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 578 Rivera St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 578 Rivera St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 500
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Wyyerd Connect.

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