1. Home
  2. New York
  3. Oswego County
  4. Oswego
  5. Ridge Rd

578 Ridge Rd, Oswego, NY 13126 Property Records

Oswego County and Oswego Town property record for 578 Ridge Rd, Oswego, NY 13126

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,860 sqft · built 1977
Lot Size8.35 acres (363,726 sqft)
OwnerIndividual Name on Record
Last Sale$125,000 (May 2017)
Tax Bill$5,057 (2026)
Deeds & MortgagesJun 2020 Transfer
May 2017 Sale & Mortgage
Flood ZoneZone A (high risk)
APN354200 183.00-03-29

Property Details

APN / Parcel Number

Primary APN354200 183.00-03-29

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,860 sqft Living Area
1st Floor Area1,080 sqft
2nd Floor Area480 sqft
Upper Floors Area300 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleContemporary
Exterior MaterialWood
Lot Area363,726 sqft (8.35 acres)
Garage TypeDetached
Garage Area1,008 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area1,060 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address578 RIDGE RD
CityOSWEGO
StateNY
Zip13126-6581
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal SubdivisionMILITARY TRACT
Legal Block3
Legal Lot Number29.000
JurisdictionOSWEGO NY
Township / Civil DivisionOSWEGO
Census Block Group1
Census Block1026
Census Tract21401

Owner

Source: Oswego County and Oswego Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address556 RIDGE RD, OSWEGO, NY 13126-6581
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2020Quit Claim Deed, Transfer
CNY ABSTRACT AND TITLE SERVICES INC, CNY ABS & TITLE SVCS INC
May 22, 2017Warranty Deed, Transfer · Conventional Mortgage
COMMUNITY BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 22, 2017 · Amount on Record
Deed SaleMay 22, 2017 · Amount on Record
Deed Document Number20174561
Last Transfer DateJun 4, 2020
Transfer Doc0000004660
Record UpdatedOct 29, 2026

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSWEGO NY
Recording DateJun 15, 2020
Property Address578 RIDGE RD, OSWEGO, NY 13126-6581
Document Number0000004660
Instrument DateJun 4, 2020
Instrument4660
Transaction TypeTransfer
Record UpdatedJul 14, 2020
Title CompanyCNY ABSTRACT AND TITLE SERVICES INC, CNY ABS & TITLE SVCS INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address578 RIDGE RD OSWEGO NY 131266581, OSWEGO, NY 13126-6581

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateMay 22, 2017
Property Address578 RIDGE RD, OSWEGO, NY 13126-6581
Document Number0000004561
Instrument DateMay 16, 2017
InstrumentR-2017-004561
Transaction TypeTransfer
Record UpdatedApr 28, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$500.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address201 W 2ND ST, 201, OSWEGO, NY 13126-3062

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address414 LEITCH ST, FULTON, NY 13069-2111

Mortgage

Document Number0000004562
DateMay 22, 2017
InstrumentR-2017-004562
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJun 1, 2037

Tax Assessment & Valuation

Source: Oswego County and Oswego Town assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
County SubdivisionOswego Town
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,057.00 (+10.75%)
2025$4,566.00$125,000 (-) Land $31,300 Building $93,700$204,918 (+13.11%) Land $51,311 Building $153,607
2023$125,000 Land $31,300 Building $93,700$181,159 Land $45,362 Building $135,797

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Claims1 (1996)
Most Recent ClaimJan 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCWA
public/private · serves 350,000 people · EPA ID NY3304336
Water SourceSurface water
Last State InspectionDec 2025
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures