578 Pine St, Lockport, NY 14094 Property Records

Niagara County and Lockport City property record for 578 Pine St, Lockport, NY 14094

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,652 sqft · built 1919
Lot Size0.32 acres (13,939 sqft)
Owner2 Individual Names on Record
Last Sale$235,000 (Nov 2018)
Tax Bill$6,523 (2025)
Deeds & MortgagesJun 2023 Transfer
Oct 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN6-5588.000

Property Details

APN / Parcel Number

Primary APN6-5588.000
Alternative APNs
  • 09001230100001058000
  • 290900 123.10-1-58

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,652 sqft Living Area
1st Floor Area1,326 sqft
2nd Floor Area1,326 sqft
AtticAttic
Attic Area470 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1919
Effective Year BuiltEffective 1919
Architectural StyleTraditional
Exterior MaterialWood
Lot Area13,939 sqft (0.32 acres)
Lot Dimensions137 ft deep x 93.3 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area224 sqft
Patio Area442 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number6-5588.000
Street Address578 PINE ST
CityLOCKPORT
StateNY
Zip14094-5548
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionCORNER LINCOLN AVE
Legal SubdivisionHOLLAND LAND COMPANYS SURVEY
Legal Block1
Legal Lot Number58.000
JurisdictionNIAGARA NY
Township / Civil DivisionLOCKPORT
Census Block Group1
Census Block1001
Census Tract23901

Owner

Source: Niagara County and Lockport City records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address578 PINE ST, LOCKPORT, NY 14094-5548
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 20, 2023Intrafamily Transfer, Transfer
Oct 26, 2021Deed of Trust, Mortgage · FHA Mortgage
HOME POINT FINANCIAL CORPORATION
Nov 15, 2018Warranty Deed, Transfer · FHA Mortgage
FLAGSTAR BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 15, 2018 · Amount on Record
Deed SaleNov 15, 2018 · Amount on Record
Prior SaleOct 22, 2004 · Amount on Record
Deed Document Number201820265
Last Transfer DateMay 19, 2023
Transfer Doc0000009042
Record UpdatedSep 20, 2026

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionNIAGARA NY
Recording DateJun 20, 2023
Property Address578 PINE ST, LOCKPORT, NY 14094-5548
Document Number0000009042
Instrument DateMay 19, 2023
Instrument2023-09042
Transaction TypeTransfer
Record UpdatedJul 4, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address578 PINE ST, LOCKPORT, NY 14094-5548

Transferred To (Grantee/Buyer)

NameVerified Name
Address578 PINE ST, LOCKPORT, NY 14094-5548

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNIAGARA NY
Property Address578 PINE ST, LOCKPORT, NY 14094-5548
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address578 PINE ST, LOCKPORT, NY 14094-5548

Mortgage

Document Number0000002669
DateOct 26, 2021
Instrument2021-22669
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNIAGARA NY
Recording DateNov 15, 2018
Property Address578 PINE ST, LOCKPORT, NY 14094-5548
Document Number0000020265
Instrument DateNov 14, 2018
Instrument20265
Transaction TypeTransfer
Record UpdatedDec 3, 2018
Title CompanyOTHER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$940.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address100 TREADWELL RD TONAWANDA NY 141509322, TONAWANDA, NY 14150-9322

Mortgage

Document Number20266
DateNov 15, 2018
Instrument20266
Lender
NameFLAGSTAR BK
TypeBank
AddressTROY, MI 48098-2639
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 14, 2048

Tax Assessment & Valuation

Source: Niagara County and Lockport City assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNiagara County
MunicipalityLockport City
Unified School DistrictLockport City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,523.00$252,000 (+5%) Land $24,300 Building $227,700$252,000 (+5%) Land $24,300 Building $227,700
2023$240,000 (-) Land $24,300 Building $215,700$240,000 (-) Land $24,300 Building $215,700
2022$240,000 Land $24,300 Building $215,700$240,000 Land $24,300 Building $215,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOCKPORT CITY WTP
serves 21,165 people · EPA ID NY3100564
Water SourceSurface water
Last State InspectionMay 2024
Lead10 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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