578 N Cortez Rd, Apache Junction, AZ 85119 Property Records

Pinal County property record for 578 N Cortez Rd, Apache Junction, AZ 85119

Property Summary

Property Type	Single Family Home
Details	914 sqft · built 1979
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Aug 2024)
Tax Bill	$1,770 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`103-03-019`

Property Details

APN / Parcel Number

Primary APN	`103-03-019`
Alternative APNs	`103-03-0190` `1030301905`

Interior

Stories	1 Story
Building Area	914 sqft Living Area
1st Floor Area	914 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1964
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C

Location & Zoning

Street Address	578 N CORTEZ RD
City	APACHE JUNCTION
State	AZ
Zip	85119-4351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N-130 OF NE SE NE NW OF SEC 22-IN-8E 1.00 AC
Legal Range	08E
Legal Township	01N
Legal Section	22
Jurisdiction	PINAL AZ
Township / Civil Division	NORTH PINAL
Census Block Group	2
Census Block	2036
Census Tract	310

Owner

Source: Pinal County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3053 260TH ST, MARSHALL, MN 56258-5245
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Sep 30, 2020	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Sep 22, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2024 · Amount on Record
Deed Sale	Aug 2, 2024 · Amount on Record
Prior Sale	Apr 7, 2000 · Amount on Record
Deed Document Number	202458760
Prior Transfer Date	Sep 22, 2020
Prior Transfer Doc	0000095344
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINAL AZ
Property Address	578 N CORTEZ RD, APACHE JUNCTION, AZ 85119-4351
Transaction Type	Mortgage
Record Updated	Apr 23, 2026
Title Company	CLEAR TITLE AGENCY/AZ, CLEAR TITLE AGENCY OF AZ

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	578 N CORTEZ RD, APACHE JUNCTION, AZ 85119-4351

Mortgage

Document Number	0000026103
Date	Mar 31, 2026
Instrument	2026-026103

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINAL AZ
Property Address	578 N CORTEZ RD, APACHE JUNCTION, AZ 85119-4351
Document Number	0000101830
Instrument Date	Sep 30, 2020
Transaction Type	Mortgage
Record Updated	Oct 27, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	578 N CORTEZ RD APACHE JUNCTION AZ 851194351, APACHE JUNCTION, AZ 85119-4351

Mortgage

Document Number	0000101830
Date	Oct 7, 2020
Instrument	101830

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINAL AZ
Recording Date	Sep 22, 2020
Property Address	578 N CORTEZ RD, APACHE JUNCTION, AZ 85119-4351
Document Number	0000095344
Instrument Date	Sep 18, 2020
Instrument	95344
Transaction Type	Transfer
Record Updated	Oct 7, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	578 N CORTEZ RD APACHE JUNCTION AZ 851194351, APACHE JUNCTION, AZ 85119-4351

Tax Assessment & Valuation

Source: Pinal County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Pinal County
Municipality	Apache Junction City
Unified School District	Apache Junction Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$35,836 (+4.97%) Land $15,009 Building $20,827	$358,356 (+4.97%) Land $150,088 Building $208,268
2026		$34,140 (+46.34%) Land $13,542 Building $20,598	$341,402 (+46.34%) Land $135,422 Building $205,980
2025	$1,770.00 (+3.27%)	$23,330 (+3.6%)	$233,299 (+3.6%) Land $121,564 Building $111,735
2024	$1,714.00 (+90.66%)	$22,520 Land $11,512 Building $11,008	$225,191 Land $115,115 Building $110,076
2023	$899.00 (+4.66%)
2022	$859.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	7 (2013–2022)
Most Recent Claim	Jul 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 73% of Arizona
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - APACHE JUNCTION private · serves 62,055 people · EPA ID AZ0411004
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CopperNet Systems Fixed Wireless	400 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Mojo Broadband, Verizon.

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